Oral Answers to Questions
Debate between Helen Grant and Kate Green(10 years, 11 months ago)
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Mrs Grant
The hon. Gentleman makes an important point, and I know that he has considerable knowledge of these issues. We had a meeting a couple of days ago—it was reported in the papers—with the main governing bodies and the Gambling Commission to discuss the very issues that he raises: match-fixing and spot-fixing. The integrity of the sport is absolutely paramount, and we must keep sport clean. It is obvious that a multi-agency approach is needed to deal with these issues, and we also need to continue to ensure that player education is developed and that information sharing happens. We also need to share best practice.
Kate Green (Stretford and Urmston) (Lab)
16. Will the Minister tell us what the Government have been doing to encourage the development of co-operative ownership models for football clubs, including with the supporters of Manchester United?
Mrs Grant
We have regular meetings with various organisations. The ownership of clubs is obviously an interesting matter, and there is a place for all different types of ownership. I am going to meet some of the supporters groups in the new year, and I am sure that they will raise the issue of ownership with me. I remain open-minded about this. I know that clubs that are owned by supporters work very well indeed, and that the supporters have the best interests of the game at heart.
Marriage (Same Sex Couples) Bill
Debate between Helen Grant and Kate Green(11 years, 6 months ago)
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Kate Green
It is a particular pleasure to follow the hon. Member for Finchley and Golders Green (Mike Freer), whose contributions to our debates on this Bill at every stage have been exemplary, moving, powerful and reasoned.
I am very pleased to welcome warmly many of the amendments on transgender issues. I particularly welcome Government amendments 40 to 47, and I thank Ministers, who I know have taken on board issues raised in Committee about pension protections for transgender couples. I am pleased that the concerns raised in Committee have been addressed in the amendments. They will create no new liability for pension funds and will remove for some couples the hideous decision about whether a member of the couple should proceed with gender reassignment and, in the process, remove the pension rights of a much-loved spouse. I know that following the debate in Committee, transgender people and their partners are pleased by the Government’s response and I want to put on record my thanks to Ministers for that.
I also welcome the other amendments on transgender issues in the group. Although I have some concerns about the compensation provision, the calculation given to us by the hon. Member for Brighton, Pavilion (Caroline Lucas) suggests that there is relatively—indeed, microscopically—little cause for any Chancellor to be concerned. I hope that the Government will consider very carefully the whole package of amendments on transgender issues proposed by the hon. Member for Cambridge (Dr Huppert) and others. As I think the hon. Gentleman said, many of the injustices that the amendments seek to address are probably inadvertent injustices, but they are none the less deeply wrong injustices suffered by transgender couples. I invite Ministers to look, even as the Bill continues its passage through Parliament, at ways in which we might put rectifying action in place.
On amendment 49, on pensions, I too recognise the anomaly that exists between the treatment of pension rights for married couples and same-sex civil partners. I also recognise that resolving this anomaly is not without difficulty. We have always accepted the estimate of £18 million potential additional cost to private contracted-in occupational pension schemes, and I agree with hon. Members who have already said that in the scheme of overall funds under management for pension companies, that seems a very small amount indeed, although I also accept the concern that extending pension rights to civil partners could have a disproportionate impact in a very small number of cases, particularly in small and often charity employer schemes.
In relation to other schemes and the possible wider effect, for example on contracted-out occupational pensions, where Ministers have suggested a potential impact of £90 million, or in relation to public sector schemes, I must say that I am still puzzled as to why we think there is any further implication. In February I obtained a note from the House of Commons Library which pointed out that civil partners are already entitled to survivor benefits in contracted-out and public sector schemes in relation to benefits going back to 1988. That is a result of the Civil Partnership (Contracted-out and Appropriate Personal Pension Schemes) (Surviving Civil Partners) Order 2005. The Library said that the same was true of public sector schemes, as I say. So I am not clear how the exemption would affect those contracted-out and public sector schemes.
Although I have great sympathy for the amendment, the Government should come forward with a full analysis in order for Parliament to take an informed decision on what the cost implications would be. That is why I tabled new clause 17, which was not selected for debate. I understand the reasons for that, but it would have asked for the full report of the pensions costs implications for all forms of occupational pension and the impact on pension funds and pensioner poverty to be presented to Parliament. Although the new clause has not been selected for debate, I join the hon. Member for Finchley and Golders Green in asking Ministers to present the fullest possible information to Parliament so that we can make a proper decision. I recognise that if we get it wrong, we could drive very small pension schemes out of business, which would exacerbate inequalities in other ways.
As things stand, we are without a proper review of the cost. Ministers have expressed concerns that it could be more—potentially considerably more—than £18 million, and on the basis of the information before us, I regret that I cannot support amendment 49 today. However, I want to place on record my strong support for the principle that underpins it, and I very much hope that information that will enable us to move forward will be available to the House as soon as possible.
The Parliamentary Under-Secretary of State for Justice (Mrs Helen Grant)
It is nice to be able to make a contribution at last to this important debate, after sitting on the Front Bench for quite a few hours.
I will first speak to Government amendments in the group. This is a large group of amendments that, in broad terms, concern pension entitlements, gender reassignment, devolution and a number of miscellaneous matters. Government amendment 25 ensures that the protection for the Church of England in the Bill is both full and clear. We have been continuing our discussions with the Church since we knew that it had doubts about whether the power provided in clause 11(5)(c) would be sufficient to enable us to provide full protection for Church of England ecclesiastical law from the effect of clauses 11(1) and 11(2). It is an important part of the protection that Church of England canon law should not be affected by the provisions in the Bill and that references to marriage shall continue to mean marriage between a man with a woman only. Having consulted the Church of England, we have decided to provide further protection by referring to ecclesiastical law in the Bill. The amendment affects only law applying to the Church of England in the limited cases where the effect of marriage is at issue.
Oral Answers to Questions
Debate between Helen Grant and Kate Green(11 years, 6 months ago)
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Kate Green (Stretford and Urmston) (Lab)
4. What the Government’s strategy is on the future of the probation service.
Claims Management Companies
Debate between Helen Grant and Kate Green(11 years, 8 months ago)
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The Parliamentary Under-Secretary of State for Justice (Mrs Helen Grant)
I congratulate the hon. Member for Scunthorpe (Nic Dakin) on securing this debate on claims management companies, which remain topical. Clearly, there are serious conduct problems among a minority of CMCs, but it is worth remembering that some provide a useful service in identifying consumers who have suffered loss and supporting them in obtaining redress when they would otherwise receive nothing. While we have made good progress since the start of regulation, I acknowledge that there is more that can be done and should be done to improve the conduct of CMCs, and to strengthen consumer protection across the claims management industry. To that end, the Ministry of Justice claims management regulation unit remains committed to providing a stable and robust regulatory system that the public can trust. I am glad that the hon. Gentleman acknowledged the good work that the CMR unit is doing. It is stepping up its approach to improving CMC compliance and strengthening enforcement action through a range of measures.
The CMR unit has established a specialist compliance team to deal with poor practices used by some CMCs when handling claims for mis-sold payment protection insurance. In the past year, the compliance team has conducted more than 100 audits of CMCs assessed as high risk, issued warnings, and taken other forms of enforcement action where problems have been found. This work continues and includes targeting CMCs that are submitting poorly prepared or spurious claims, charging up-front fees and operating call centres, to ensure that sales calls are compliant.
On the problem of nuisance calls and text messages, we fully support the work of the Information Commissioner’s Office in enforcing the legislation that protects individuals from this form of direct marketing. We also recognise the benefits of a joint approach to tackling the problem. Before I go further, however, it is important to point out that spam texts that market claims services are generally not sent by CMCs, but by other organisations that generate leads for other businesses, including CMCs. The CMR unit is working with the ICO to investigate and take enforcement action against CMCs accepting leads or claims from this type of marketing.
Within the personal injury claims sector, most of the issues relate to businesses or organised groups attempting to defraud the insurance industry. The CMR unit contributes valuable intelligence and expertise, and has worked with a range of organisations and agencies to tackle fraud, including the Insurance Fraud Bureau, and police forces on a number of operations throughout the year. Those operations have resulted in arrests, charges and convictions. Much has therefore been achieved at a time when resources are limited. Since regulation began in 2007, the CMR unit has removed the licences of more than 900 CMCs across the sector. More recently, a major crackdown resulted in more than 400 CMCs being warned, suspended or having their licences cancelled. That has been done with no impact on the public purse, as regulation is self-financing.
So far, I have covered the good work that the CMR unit is doing to drive out malpractice. What I want to do now is to look further ahead to the programme of reforms we are introducing this year. Our reform plans give us all huge opportunities to do things better and to ensure that the regulatory framework continues to deliver effectively. This year’s reform agenda includes four main measures. Following a consultation exercise, we are proposing to tighten the conduct rules for CMCs. Most critically, we are proposing that contractual agreements between CMCs and consumers must be signed by clients before any fees can be taken. CMCs will only be permitted to refer to being regulated by the claims management regulator, rather than by the Ministry of Justice. CMCs will have to inform their contracted client of any variation or suspension of their authorisation. We intend to publish our response to the consultation shortly and, subject to the relevant Government clearance processes that can take some time, we expect implementation of the proposed changes to follow this summer.
Last year, we ran a public consultation on imposing a ban on CMCs offering financial rewards, or similar benefits, to potential claimants as an inducement to make a claim. The ban will come into effect from 1 April. Also from 1 April, we are implementing the primary recommendations contained in Lord Justice Jackson’s review of civil litigation costs, including in particular a ban on the payment and receipt of referral fees in personal injury cases and fundamental reform to the no win, no fee conditional fee agreements. That will include, in particular, a ban on the payment and receipt of referral fees in personal injury cases and fundamental reform to the no win, no fee conditional fee agreement.
Kate Green
I am aware of the changes being made to referral fees, but is the Minister aware of the concern that, because they will be brought within the ambit of the conditional free arrangements, CMCs will be able to use those CFAs as a means simply of replacing referral fees?
Mrs Grant
I think that our reforms have looked into these issues carefully and we have anticipated many of the issues to which the hon. Lady is alluding. I was going to touch on this in my speech anyway. We feel that our reforms have been carefully considered and are proportionate, appropriate and balanced, and that we now have to start to attack our compensation culture, which has been building up for many years. Obviously, the reforms will be reviewed within three to four years, and if further changes need to be made in order to create further balance and fairness, of course that can be considered.