Residential Buildings: Safety Remediation

Debate between Florence Eshalomi and Jeremy Corbyn

Tuesday 15th September 2026 Westminster Hall

[Florence Eshalomi]

My hon. Friend will know that I will definitely continue to lobby Treasury colleagues very hard, and any help from colleagues around the House will be helpful. In the meantime, the current system includes a new initiative looking at digital building control programmes. I can confirm that over £45 million has been invested in growing the workforce to help to address the key issue of capacity, streamline the process and support development. More is coming, but a lot more needs to come through the pipeline.

A number of Members, including the hon. Member for Surrey Heath, mentioned the key issue of building insurance and the continuing financial strain felt by so many innocent leaseholders. They see their insurance premiums going through the roof, in some cases paying more than for their mortgages. In the remediation acceleration plan, the Government have committed to working with the insurance industry to explore options to address the insurance challenges faced by residents living in buildings that are undergoing remediation.

To strengthen the evidence base, the Ministry of Housing, Communities and Local Government launched the remediation programme insurance survey, a UK-wide survey of buildings in Government remediation programmes. The findings, first published in July 2026, provide the most comprehensive dataset collected to date on insurance costs, premiums and claims and remediation status across more than 2,000 buildings undergoing remediation. The evidence is informing ongoing engagement with insurers and wider work to understand how insurance costs can better reflect improvements in building safety as remediation progresses. The Financial Conduct Authority is undertaking a short and focused review of the multi-occupancy building insurance market, and the findings will strengthen the evidence base on the next steps.

The Government are also undertaking action to improve transparency and fairness in residential building insurance. We are proceeding with secondary legislation to prevent insurance commissions, which can be opaque and excessive, from being passed on by freeholders and managing agents as freeholders’ expenses, and to replace such arrangements with fair and transparent permitted insurance payments with a fee structure. Alongside that, we will introduce through secondary legislation a new transparency requirement for building insurance, including in respect of the disclosure of the relationships and financial arrangements among landlords, managing agents, brokers and insurers.

[Jeremy Corbyn]

I am pleased to hear what the Minister just said about looking at the fairness of the whole market for insurance, but the immediate issue is that many of our constituents have for several years paid exorbitant and very excessive insurance costs. This is not their responsibility or fault—they did not install the dangerous cladding or fail to inspect properly. They deserve compensation from the insurance industry for what they have been through, and if that is not forthcoming, the Government should have a default position of backing it up. Our constituents have suffered grievously through this problem.

[Florence Eshalomi]

I thank the right hon. Member for raising that point. He highlighted examples of various developments in his constituency, including Drayton Park and Highbury Gardens, underlining the fact that innocent leaseholders have continued to pay exorbitant fees for many years. It is really important that we get to grips with this, especially for new buildings. I know that my right hon. Friend the Minister for Housing and Planning will be discussing the matter in respect of the national planning policy framework and some other areas, and I will continue to discuss it as well. On the specific issue of backdating, it is important for us to look at clear insurance procurement—the pricing, the cover, the prescribed timeframes for providing information and the mechanism for challenging any future delays.

Together, the measures the Government have outlined are intended to improve transparency, strengthen accountability and help to ensure that residents have a clearer understanding of insurance costs. There is a lot of jargon and hidden figures. We need to make sure that the costs are clear and that when residents challenge them, they get the right information back so that they can assess what they are being asked to pay for.

Renters’ Rights Bill

Debate between Florence Eshalomi and Jeremy Corbyn

Report stage & 3rd reading
Tuesday 14th January 2025 Commons Chamber

[Florence Eshalomi]

I start by paying tribute to Members from across the House who have tabled an amendment at this stage, and to the Minister, who has engaged constructively with Members between Second Reading and Report.

As we debate this Bill today, it is important to remember why it is so badly needed: the dire situation that many tenants across all our constituencies are facing through no fault of their own. We have to ask ourselves how we got to a position where tenants have the threat of eviction held over their head for no good reason. How did we get to a position where tenants can be given only a couple of months to raise thousands of pounds for rent in advance, on top of moving costs and the deposit? How did we get to a position where the average rent went up by 9.1% last year? For far too long tenants have been the innocent victims of an unjust power balance in the rental market. As a result, many of them have been unable to keep a roof over their heads and, sadly, have fallen into homelessness. This cannot continue any longer. We need a fairer deal for renters.

[Jeremy Corbyn]

Has the hon. Member noticed, as I have, an increase in the number of threatened evictions at the present time, as well as no-fault evictions, excessive rent rises and harassment by landlords of private sector tenants? Does she believe that there is any immediate and urgent protection that we can give those tenants?