Residential Buildings: Safety Remediation

Jeremy Corbyn Excerpts

Tuesday 15th September 2026 Westminster Hall

[Jeremy Corbyn (Islington North) (Your Party)]

I thank the hon. Member for Surrey Heath (Dr Pinkerton) for securing this debate and for the excellent way that he presented the case. This issue causes unbelievable levels of stress for many of our constituents.

We should briefly contrast the complications of getting remedial action to bring about safety and security for our constituents in multiple-ownership private sector developments with the relative speed and efficiency with which local authorities dealt with the problem of cladding after Grenfell. My own borough of Islington surveyed every property immediately, discovered unknown suspect cladding in a couple of places, and got on with it straight away. The issue was resolved very quickly. That was in 2018, but here we are, eight years later, and I have a considerable number of leasehold properties that have been built over the last 20 years or so where the residents, as the hon. Member for Surrey Heath pointed out, want to move on but cannot move or sell, and are paying massive insurance costs.

I say to the Minister that the excessive insurance costs many residents are having to pay are not their fault. The problem should absolutely not be their responsibility; it should be the responsibility of the developers that caused it in the first place. If those developers no longer exist or are not prepared to pay, surely the default position should be that the Government as a whole are prepared to pick up that compensation. People are getting deeply into debt just to insure their own flat, but at the same time cannot move on.

I want to make some quick points about local issues that I have raised many times with the Government. The first is about the Drayton Park development. I thank the Minister and her predecessors for at last getting to a situation where Government funding has been approved for Galliard Homes to help cover part of the fire remediation costs. I would be grateful if the Minister could assure me how quickly that work will now be completed. It has been subject to endless correspondence between my office, the local authority and many others just to try and get that remedial work done for the properties on Drayton Park in my constituency.

Secondly, there are the works that need to be done for Newlon Housing on the Queensland Road site, which is adjacent to the Arsenal football ground. Remediation works have been delayed, apparently mostly because of delays and complications created by Newlon. Again, I have raised this directly with the Minister and her predecessors, and I would be grateful if she could assure me that that work will now be done. Many lease extensions have been granted over the years, but the complication is that the people living there have not seen the work done. Now their lease is being eaten up as the years go by, and the value of the place is reducing, so they are losing out in lots of ways. That leads on to the wider issue of leasehold reform, but that is not the subject of today’s debate.

The final issue I want to raise is one that I have raised many times in the past, and I am quite unclear where we have reached on it. At Highbury Gardens, where Aviva is the head lessor, there was an issue about wooden railings on balconies that were deemed to be a fire risk. That issue has gone on for a very long time, and once again, the residents are stuck without any certainty about their future.

I will not take much more time, but I will just say that we have a responsibility to get this done quickly. When the fire happened at Grenfell, an enormous shock was felt all over the country. Everything that happened at Grenfell was disgusting and disgraceful—we know that, and we do not want another Grenfell anywhere else. Local authorities have managed, by and large, to get the issue sorted out, but it is the miasma of insurance companies, leaseholders, ultimate freeholders, developers that disappear and go bust, and fire safety engineers who are in short supply or, in many places, non-existent that is the problem. At the end of the day, all the stress lands on our constituents. That is not right or fair and we need to get it sorted.

--- Later in debate ---

[Florence Eshalomi]

My hon. Friend will know that I will definitely continue to lobby Treasury colleagues very hard, and any help from colleagues around the House will be helpful. In the meantime, the current system includes a new initiative looking at digital building control programmes. I can confirm that over £45 million has been invested in growing the workforce to help to address the key issue of capacity, streamline the process and support development. More is coming, but a lot more needs to come through the pipeline.

A number of Members, including the hon. Member for Surrey Heath, mentioned the key issue of building insurance and the continuing financial strain felt by so many innocent leaseholders. They see their insurance premiums going through the roof, in some cases paying more than for their mortgages. In the remediation acceleration plan, the Government have committed to working with the insurance industry to explore options to address the insurance challenges faced by residents living in buildings that are undergoing remediation.

To strengthen the evidence base, the Ministry of Housing, Communities and Local Government launched the remediation programme insurance survey, a UK-wide survey of buildings in Government remediation programmes. The findings, first published in July 2026, provide the most comprehensive dataset collected to date on insurance costs, premiums and claims and remediation status across more than 2,000 buildings undergoing remediation. The evidence is informing ongoing engagement with insurers and wider work to understand how insurance costs can better reflect improvements in building safety as remediation progresses. The Financial Conduct Authority is undertaking a short and focused review of the multi-occupancy building insurance market, and the findings will strengthen the evidence base on the next steps.

The Government are also undertaking action to improve transparency and fairness in residential building insurance. We are proceeding with secondary legislation to prevent insurance commissions, which can be opaque and excessive, from being passed on by freeholders and managing agents as freeholders’ expenses, and to replace such arrangements with fair and transparent permitted insurance payments with a fee structure. Alongside that, we will introduce through secondary legislation a new transparency requirement for building insurance, including in respect of the disclosure of the relationships and financial arrangements among landlords, managing agents, brokers and insurers.

[Jeremy Corbyn]

I am pleased to hear what the Minister just said about looking at the fairness of the whole market for insurance, but the immediate issue is that many of our constituents have for several years paid exorbitant and very excessive insurance costs. This is not their responsibility or fault—they did not install the dangerous cladding or fail to inspect properly. They deserve compensation from the insurance industry for what they have been through, and if that is not forthcoming, the Government should have a default position of backing it up. Our constituents have suffered grievously through this problem.

[Florence Eshalomi]

I thank the right hon. Member for raising that point. He highlighted examples of various developments in his constituency, including Drayton Park and Highbury Gardens, underlining the fact that innocent leaseholders have continued to pay exorbitant fees for many years. It is really important that we get to grips with this, especially for new buildings. I know that my right hon. Friend the Minister for Housing and Planning will be discussing the matter in respect of the national planning policy framework and some other areas, and I will continue to discuss it as well. On the specific issue of backdating, it is important for us to look at clear insurance procurement—the pricing, the cover, the prescribed timeframes for providing information and the mechanism for challenging any future delays.

Together, the measures the Government have outlined are intended to improve transparency, strengthen accountability and help to ensure that residents have a clearer understanding of insurance costs. There is a lot of jargon and hidden figures. We need to make sure that the costs are clear and that when residents challenge them, they get the right information back so that they can assess what they are being asked to pay for.