Bailiffs: Regulatory Reform

Debate between Emma Reynolds and Matthew Offord

Wednesday 9th January 2019 Westminster Hall

[Emma Reynolds]

From all the cases that I have heard about, those experiences are traumatic and have a lasting effect on the people involved. In many cases, they are not necessarily the debtor—they are not the person who owes the money—but they are still treated in an appalling manner. That is not to say that the debtor should be treated appallingly either, but bailiffs do not seem to have regard to the rules, which is that they can seize possessions that belong only to the debtor.

That brings me to another example—a person from the constituency of the hon. Member for Harborough (Neil O'Brien), whose son was in debt and who bravely spoke out on the radio today about his experience. He said:

“We invited these men into our home so that we could understand what was going on and in the belief that we could then work with them to resolve the problem. All they did once inside our home was to threaten us with public humiliation. At no time did they advise us of any of our rights. We were told that although we were in our own home that the only way we could prevent them seizing our property”,

including this gentleman’s car,

“was if we could produce receipts.”

I do not know about other Members, but I would not have a receipt for my car at hand if someone were to knock on my door. I know that the hon. Member for Harborough will speak in more detail about his constituent, whom I thank for coming forward.

In another case, a woman told me:

“I went to close the door and the bailiff put his foot in to my hall to prevent me from shutting the door. I got through to the police, explained the situation, was told he had no right to demand to come into my house. The bailiff had gone by then and did not return but I felt very intimidated and for a while found myself checking through the window before opening the front door.”

How awful that a person should not feel safe in their own home.

[Dr Matthew Offord (Hendon) (Con)]

I congratulate the hon. Lady on securing this debate. I wanted to raise the case of a constituent of mine, in which a bailiff put his foot in the door because he wished to enter the property, but the property he wished to enter did not belong to my constituent—the bailiff wanted to see a tenant of my constituent. Even so, not only did that cause a lot of problems when the police were eventually called, but of course the body camera worn by the bailiff was not working at the time, so no one corroborated whether my constituent was indeed assaulted.