(5 years, 11 months ago)
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I could not agree more. I have had contact with that trade association. It is simply not realistic to expect a trade association, which is there to represent its members, to take action against those members. In fact, the lead of that organisation was on “World at One” on Radio 4 today claiming that there was a robust complaints procedure. I beg to differ and will address that point towards the end of my speech.
The worst case of this kind that I have heard—I know that my hon. Friend the Member for Croydon Central (Sarah Jones) has raised it with the Minister and will speak about it today—is the devastating case of Jerome Rogers, who took his own life. He had offered to pay back the debt in stages, but the bailiffs refused. I pay tribute to the brave campaigning of his family, who are here today. We owe it to them to do all we can to change the culture of the bailiff industry so that they are there to help, not penalise people. There is a positive example from Hammersmith and Fulham Council in London, which has stopped using bailiffs to enforce the collection of council tax arrears because it thinks it is better to try to work with the people involved and help them pay back that debt rather than forcing them into a spiral of ever more debt.
I am grateful to my hon. Friend for mentioning Hammersmith and Fulham Council, which as she correctly said stopped using bailiffs to enforce council tax debts from April last year. Collection rates have not gone down since. One council cabinet member said:
“We have done this by intervening early with residents who may have trouble paying council tax, speaking to them in a respectful and supportive way to develop a sustainable repayment plan that both protects the council’s income while avoiding forcing people into making bad financial decisions to avoid bailiffs, such as resorting to payday lenders or missing rent payments.”
Should not all local authorities and anyone trying to enforce debts adopt that as their philosophy?
The average price of a property in my constituency is just shy of £1 million, but it might as well be £10 million because it is simply unaffordable for any normal family—certainly for first-time buyers. We need a comprehensive strategy that looks at releasing public land and attacks these crooked viability studies that developers bring out. Unless that is tackled, we will not build the homes that people need, particularly in areas where there are jobs and where people want to live.
I congratulate Labour-run Hammersmith and Fulham council not only on taking over the council a little over a year ago, but on driving up the number of affordable homes through some of the big schemes in my hon. Friend’s constituency. He is absolutely right that many people and families in his and other parts of London have simply given up on buying their own home because the prices are so unaffordable and exorbitant.
I understand the hon. Gentleman’s point and I know that this is a particular issue in his constituency. I think that this whole debate around second homes is difficult. How do we prove which is someone’s first or second home? Many right hon. and hon. Members here, for example, split their time pretty much equally between London and their constituency. I am not entirely sure that the measures suggested by the hon. Gentleman would be fair or effective. I recognise that the problem is not just a matter of building more homes; it is also about whom we are building those new homes for. That is why it is crucial that the homes we build are truly affordable, which I believe is part of the hon. Gentleman’s private Member’s Bill. I agree with him on the key point that it is not just about the numbers; it is about quality, affordability and place making. It is right not to focus only on the numbers, but in my view the numbers are important.
Over the last four years, the problem has been the failure to build affordable homes and social homes. The truth is that what are defined as “affordable homes” are unaffordable to most people on or below average incomes. Sadly, although I have great respect for the hon. Member for St Ives (Andrew George), the Liberal Democrats have propped up a Government who have destroyed affordable housing in this country.
I am delighted to say that in my hon. Friend’s constituency of Hammersmith and Fulham, we now have a Labour council that is committed to affordable homes and ensuring that developers deliver their fair share of truly affordable homes, particularly in areas of high demand, such as my hon. Friend’s, where average house prices are, frankly, eye-watering. It is different from the situation in my own constituency.
(10 years, 5 months ago)
Commons ChamberSecurity of tenure is crucial. Under the coalition Government, which the hon. Member for Colchester (Sir Bob Russell) supports, councils are discharging their responsibilities into the private rented sector, and tenants are regularly being evicted only because they are reliant on housing benefit and because rents are so high—in my constituency, it costs £770 a week for a three-bedroom flat—and according to the Under-Secretary of State for Communities and Local Government, the hon. Member for Keighley (Kris Hopkins), who has responsibility for housing, the fact that they are on benefits is a good reason to evict them.
The housing Minister’s comments were absolutely appalling, and it is a shame he is not here so that we can debate them with him. It simply is not acceptable for a private landlord to evict somebody just because they are on benefits, which is why we are proposing to get rid of no-fault eviction.
Such practice is criminal and should not be happening. At the tail end of last year, I saw reports, following some mystery shopping, that letting agents were sometimes instructed by landlords not to take on people from the black and minority ethnic communities and that letting agents were sometimes doing that themselves. That is appalling, and I am sure that there is cross-party agreement on the issue. Such practice is already criminal. This is a matter of enforcement. The law is already in place, which should stop that; but unfortunately, it seems to be happening in the capital.
Will my hon. Friend look at the condition of the private rented sector? Double the number of private rented sector properties are unfit compared with housing association properties. When tenants complain, they are often evicted and thrown out on to the streets.
Absolutely. That is why we proposed—I regret that the Government got rid of the legislation within weeks of getting into office—a national register of landlords and greater powers and flexibility for local authorities in areas where that is a particular issue. In London and other areas of high demand, it is a big issue. Those local authorities should have greater powers to introduce licensing schemes.