All 3 Debates between Dan Carden and Wera Hobhouse

Mon 13th Jul 2020
Stamp Duty Land Tax (Temporary Relief) Bill
Commons Chamber

Committee stage:Committee: 1st sitting & 3rd reading & 3rd reading: House of Commons & Committee: 1st sitting & Committee: 1st sitting: House of Commons & Committee stage & 3rd reading

Private Rented Sector: Regulation

Debate between Dan Carden and Wera Hobhouse
Wednesday 24th May 2023

(1 year, 7 months ago)

Westminster Hall
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Wera Hobhouse Portrait Wera Hobhouse
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Will the Minister give way?

Dan Carden Portrait Dan Carden
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Will the Minister give way?

Stamp Duty Land Tax (Temporary Relief) Bill

Debate between Dan Carden and Wera Hobhouse
Committee stage & 3rd reading & 3rd reading: House of Commons & Committee: 1st sitting & Committee: 1st sitting: House of Commons
Monday 13th July 2020

(4 years, 5 months ago)

Commons Chamber
Read Full debate Stamp Duty Land Tax (Temporary Relief) Act 2020 View all Stamp Duty Land Tax (Temporary Relief) Act 2020 Debates Read Hansard Text Read Debate Ministerial Extracts Amendment Paper: Committee of the whole House Amendments as at 13 July 2020 - (13 Jul 2020)
Dan Carden Portrait Dan Carden (Liverpool, Walton) (Lab)
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It is a pleasure to speak in the Committee stage of the Bill. The Bill was only published at the beginning of the debate, and it has just two clauses. I will direct my remarks primarily to our new clause 1. We are asking the Government at least to accept the principle behind the new clause. I do not think the Financial Secretary to the Treasury was able to put our minds at rest on the question of which people and groups will benefit from the cut set out in the Bill. He said that it was quite untrue that it would benefit the owners of second homes or multiple homes, but I think we need a review to give us the facts. We need to find out whether first-time buyers, existing owner-occupiers moving home, buy-to-let investors, those buying second homes and overseas buyers are among groups that will benefit from the policy.

The Financial Secretary did not give us a clear response to the fact that £1.3 billion of the cost of this scheme looks likely to benefit those who are already home owners. We want the Government to commit to reviewing the Bill’s impact in an open and transparent way. We want to know whether such a large sum will deliver value for money and what the broader impact of this will be on the housing sector. The Government should want to consider how this, their flagship policy, will contribute to solving the housing crisis and how it will impact on the economy overall. Our new clause will help to achieve that, and the Government should accept it.

Wera Hobhouse Portrait Wera Hobhouse (Bath) (LD)
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Covid-19 has highlighted the deep inequalities that existed long before this pandemic. Many people have been left desperate for support. Hundreds of thousands of people already have less money coming in, and hundreds of thousands have lost, or will lose, their jobs. The Government have thrown an eye-watering amount of money at our economy, but we do not yet know how this increasing mountain of debt will be paid back, or by whom. In the meantime, paying bills, rents and mortgages has become hard for millions of households. We must therefore question whether this tax cut should be a priority for the Government. It is expected to cost £3.8 billion, yet it will mainly benefit the wealthiest. The average earner, including the young generation who are struggling to pay ever-increasing rents, let alone be able to put down enough money to buy a house, will see nothing of it. The discount might provide a tax holiday for the privileged few, but it completely ignores the fact that the majority of people are unable to buy a home of their own now, and are never likely to do so in the future.

In my constituency of Bath, the availability of housing for first-time buyers is limited and house prices are expensive. The average house price in Bath is currently more than £430,000. A first-time buyer would qualify for £10,000 under the new rates, but even that would provide little benefit to a first-time buyer in my constituency who cannot secure a deposit or who faces an unaffordable mortgage. The cut to stamp duty will not solve the real problems at the heart of the housing crisis. Housing is one of the most important sectors for job creation—I agree with the Minister on that—but where is the focus on building social homes for rent? Social homes are the only way to provide secure and affordable housing for everyone, but, most importantly, for those on lower incomes. The private sector has completely failed to build social homes, and only a huge Government infrastructure programme to build social housing, as we saw in the ’50s and ’60s, will bring our social housing stock back to where it needs to be. That would create the jobs we need as well as the homes we need. Surely at this time, genuinely affordable homes are more important than ever, and more important than a stamp duty cut.

Lastly, the climate emergency has not gone away during covid, and we know that emissions from homes account for 30% of UK emissions. Decarbonising homes is therefore crucial to getting to net zero. Improving the energy efficiency of social housing is something that the Government could do straight away. They could also require landlords to achieve minimum levels of energy efficiency in order to be able to rent their homes. We need a Government with a vision to get the economy going, not a tax cut for only the few.

Climate Change, the Environment and Global Development

Debate between Dan Carden and Wera Hobhouse
Wednesday 10th July 2019

(5 years, 5 months ago)

Commons Chamber
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Dan Carden Portrait Dan Carden
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The hon. Lady should wait for my full contribution, but there are certainly differences between many Members and the Government, not least around support for fracking and other fossil fuel investments still being supported by the Government.

Wera Hobhouse Portrait Wera Hobhouse
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Does the hon. Gentleman agree that if there were consensus on the need for us to stop using fossil fuels, the Government could ban fracking exploration tomorrow?

Dan Carden Portrait Dan Carden
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I do agree with the hon. Lady, and that brings me to my next point.

The language that we use in this debate is important, and it is important that we are now calling this climate emergency what it is, but unless we as a House act faster to deliver action, these will be nothing more than warm words. It is clear that we must be far more ambitious about international climate action that serves the interests of the world’s poorest, and not just its elites. We must act now, and go further and faster than ever before.