Oral Answers to Questions

Debate between Bill Esterson and John Glen

Tuesday 24th March 2020 Commons Chamber

[John Glen]

If they are on pay-as-you-earn, they are eligible for the job-retention scheme, but the hon. Gentleman makes a fair point about the range of concerns that exist, and we continue to look carefully at what we can do to enhance the measures that have already been announced. He will be aware of the enhancements to the welfare package—my right hon. Friend the Chancellor has announced that an additional £6.5 billion has been put in so far—and we will continue to look at what more can be done.

[Bill Esterson (Sefton Central) (Lab)]

I encourage the Minister not to make the perfect the enemy of good in the design of the scheme. Many self-employed workers are worrying about their inability to put food on the table this week. They are finding the universal credit system completely overwhelmed, so I encourage Ministers to announce the scheme and make sure that the cash gets through. It has to be soon; otherwise, people are going to be in real hardship.

[John Glen]

The hon. Gentleman makes a reasonable point. That issue is why we have tried to move forward on interventions that could be done quickly and have done them as quickly as we can. In respect of universal credit, we have increased the UC standard allowance from £317.82 to £409.89 per month for single claimants. We have increased the local housing allowance, we have relaxed the earnings rules for self-employed UC claimants, and we will continue to look at every measure that we can to make an impact in the lives of those people who are suffering as the hon. Gentleman describes.

Coronavirus: Employment Support

Debate between Bill Esterson and John Glen

Thursday 19th March 2020 Commons Chamber

[John Glen]

I thank my hon. Friend for his points; he raises a number of interesting ideas. He is absolutely right about the voluntary sector needing support. As I have indicated, there will be a package coming and different Departments are working together to make this as effective and comprehensive as possible. His constituency has a number of issues regarding the hospitality and leisure sector, and I am very aware of the representations he has been making to Government over the previous few days.

[Bill Esterson (Sefton Central) (Lab)]

Letting many people get into rent or mortgage arrears or asking businesses to take on debt are not the answers. They are just going to make the crisis worse—[Hon. Members: “And longer.”] Yes, thank you. Every business, every employee, every self-employed person and everybody in the third sector needs to know that their living costs will be covered. The Government need to show the urgency that the Minister talks about and they need to show it today. Will the Chancellor come back today and make a statement on how they will deliver this?

[John Glen]

The hon. Gentleman is perfectly right that we need a comprehensive package that deals with businesses, the voluntary sector and individual employees of different categories. We are looking very carefully at the best way to do that, in addition to the significant package of measures we have introduced. I feel his frustration and I will take all these points back and make sure that they are addressed.

Clydesdale Bank and SMEs

Debate between Bill Esterson and John Glen

Tuesday 19th March 2019 Commons Chamber

[John Glen]

I believe the dispute resolution service that has been set up gives the scope to go back over 10 years of disputed cases, and there is a desire to provide quick access. As the right hon. Gentleman points out, some of these cases have been going on for far too long. The situation is that the banks were in a very bad place with respect to the power they wielded over individuals and small businesses. They want to sort this out, and that is why they have engaged constructively in the construction of this dispute resolution service.

[Bill Esterson (Sefton Central) (Lab)]

Like other Members who have spoken, I have a number of constituents whose businesses were ruined by the actions of the banks. I think this is a much larger-scale problem than the Minister perhaps implied in some of his earlier answers. It is about an imbalance of power in the relationship between the banks and their customers. The banks have had years to provide redress and they have had years of a voluntary system in that regard, so how is a new voluntary tribunal system going to provide the redress the banks need to provide? Surely the time will come when the Minister will need to make this a mandatory system to provide the justice needed by small business customers who were ruined?

[John Glen]

We have not in recent times had a system set up to give quick access in relation to disputes over the past 10 years, and my concern was to provide something that is effective and deals with all the issues that have been raised over the time I have been in office.