(1 year, 6 months ago)
Lords ChamberThe noble Baroness brings up a really interesting point, because we often talk much more about urban and city-based homelessness. From my own experience, I know a lot about rural homelessness. It is hidden; the noble Baroness is absolutely right. The way to deal with this is to make sure that the responsibility, as it is in legislation, and the funding go to local authorities, which know their issues much better than anybody else.
My Lords, houses that were affordable to buy when mortgage rates were at rock bottom will not be affordable now that those rates are rocketing. Can the Minister tell the House what forecast the Government have made of how many families may be rendered homeless by rising mortgage rates?
The noble Baroness brings forward a very interesting point, but I am not aware of any work that has been done on that issue. I will certainly go back to the department and ask whether any has been done by either the department or the Treasury; I will write to the noble Baroness.
(1 year, 7 months ago)
Lords ChamberI have to ask those opposite who is creating this uncertainty. It is certainly not the Government, who have invested in this area. Once more, the mayor is very happy for any type of review.
My Lords, can the Minister confirm that it was always part of the plan that public sector investment on a massive scale should be used to hugely enrich two private sector developers?
Let me give a little background. Three Thai banks had a hold on the former SSI steelworks land. As negotiations to secure that land broke down, a compulsory purchase order was launched. JC Musgrave Capital and Northern Land Management already had back options on parcels of land within the Teesworks site that were key to those negotiations with the three banks over land owned by SSI, which was already in receivership. The STDC was advised by a top KC that, without this private sector involvement, it would very likely lose that compulsory purchase order. The public/private partnership was agreed by the TVCA, the Cabinet and the STDC board, and it was envisaged in the original business case approved by the Department for Business, Energy and Industrial Strategy, MHCLG and the Treasury that that should be the partnership to take this site forward.
Yes, I can. I think it is up to everybody in communities to support our older population in making sure that they are aware of what they can get. There is the basic state pension and, as I said, there is pension credit, but there are also things such as free bus passes, free prescriptions, winter fuel payments and cold weather payments. All these things are available to help the budgets of these very vulnerable people and it is important—and, I feel, important for the department—to make sure that everybody is getting everything they are entitled to.
My Lords, while many pensioners live on the breadline, quite a few do not and many of those are still in work. Would it not make sense for them to pay the full rate of national insurance and give people who are not in work more help?
Of course, they will pay the new rate of national insurance for the National Health Service and social care. I think it is right that they do so if they continue to work, so I agree partly with the noble Baroness.
My Lords, this issue has come up before in this Chamber. We are looking at it, but we have no plans to change anything at this time.
My Lords, the noble Lord, Lord Dobbs, referred to the triple lock. Does the Minister agree with me that the triple lock merely enshrines the inequality in the pensions received by men and by women, which should be reason enough to examine it again?
No, I do not agree with the noble Baroness. We are committed to ensuring that older people are able to live with the dignity and respect that they deserve. The state pension is the foundation of the support for older people. As a result, the triple lock and the full yearly basic state pension is now £2,000 higher than it was in 2010. It is important that we consider that every year and ensure that we keep that fairness for both pensioners and taxpayers.