Social Security (Up-rating of Benefits) Bill

Debate between Baroness Janke and Baroness Greengross

Report stage
Tuesday 2nd November 2021 Lords Chamber

[Baroness Greengross (CB)]

My Lords, I support these amendments as they support the very poorest and most vulnerable people of pension age, who are going to face the same rising costs of living as everyone else. When we come to group 3, I hope to speak in more depth about what I believe should happen with overall pension policy, but for this group, I want to focus on the most vulnerable.

When I headed up Age Concern England, we ran many campaigns calling for an end to pensioner poverty—a problem that sadly still exists today. Part of the problem is the low uptake of pension credit, something that the noble Baroness, Lady Altmann, has worked tirelessly on, building support across the House. These two amendments would ensure that, at a time when we are likely to face rising prices, our most vulnerable pensioners are supported.

[Baroness Janke (LD)]

My Lords, as many noble Lords have said today, these amendments are about pensioner poverty. I thank the noble Baronesses, Lady Altmann and Lady Sherlock, for tabling them and for presenting so clearly their purpose.

As others have said, we are often told that pensioners are well off and do not need the protection of the triple lock. Certainly, many pensioners with private pensions are well off by previous standards, but because of this we should not forget about the more than 2 million pensioners living in poverty, many of whom are older pensioners with more severe needs and higher heating costs. These people are dependent on the state pension and it is essential that we protect its value if they are not to be put in even more poverty.

I very much welcome what the noble Lord, Lord Freud, and the noble Baroness, Lady Stroud, have said. I thank them for their campaign and courage, and for the ways they have managed to alleviate some of the suffering due to the inadequate safety net that we have heard described. I am sure that we on this side of the House would welcome the reforms that the noble Lord, Lord Freud, talked about, and the focus of the noble Baroness, Lady Stroud, on poverty and in particular those who have not been helped by the Budget. We look forward to working with them on that.

As many other noble Lords have said, inflation is going to be higher than 3%, if we are to believe all the forecasts. We know that pensioners, and older pensioners in particular, spend more time at home and feel the cold more, and that energy bills are a higher share of their household incomes. In the light of the soaring costs of energy alone, there is good reason to believe that the proposed increase here is not only inadequate but a real-terms cut.

I will speak to Amendment 5, on the impact assessment, which is another that I have signed; the noble Baroness, Lady Sherlock, talked about it, as have others. In our late-night debate on Tuesday, we heard about the failure of the Government to really assess the impact of some of their measures and, in particular, about their use of regulations—from the noble Lord, Lord Hodgson, the chair of the Secondary Legislation Scrutiny Committee. We also heard about the lack of scrutiny of fundamental policy changes which seriously affect people’s lives. I very much hope that the Government will take on board the need for these impact assessments and have positive evidence before we inflict swingeing cuts and policies on large numbers of the population who are, in general, the most vulnerable.

To conclude, I will say a few words about women pensioners, referred to in Amendment 5. Many of us are aware of the injustices suffered by women, many of whom have not had the opportunity to amass a private pension because they have been unpaid carers for many years. Many of these women are dependent on the state pension and are among the poorest pensioners. I hope that the Government will take account of this and act on this injustice, by making sure that we have proper impact assessments and that evidence is brought to us when we are making these decisions.