I am not giving way because I listened to Mr Deputy Speaker’s guidance and I am keeping my remarks brief.
The previous policy guidance, which set a housing density of more than 50 houses to the hectare, resulted in places such as St Albans being swamped with one-bedroom flat units, and large five-bedroom houses to pay for them. This skews the market. What we want in areas such as St Albans is to be able to decide whether we need two-bedroom flats or three-bedroom small family houses to suit the needs of the local population.
The Government have gone a long way to implementing localism. It is not perfect, or I would not keep referring—my hon. Friend the Minister is listening to me—to my rail freight point, but I would like to think that we have started listening to what residents want locally. Housing numbers should not be dictated centrally. St Albans was furious with the previous Government’s decision to lump us in with the north London arc, making us vulnerable to inappropriate development, which we have resisted. We are ringed by green belt but we do not have a nimby attitude in St Albans. We wish to deliver affordable local housing for young families, but we also realise that we are part of people’s investment portfolios.
The Opposition should be clearer about what they mean by “affordable” in areas such as mine. If they do not like the 80% calculation, how would they deliver affordable housing in an area where the average house price is more than £400,000? Nobody in St Albans is going to give their land away and a local authority has a duty of care to its residents, so it will not give away its assets and it has very little as a land bank of its own and very few buildings. Labour’s plans sound great, but how would it deliver affordable housing? That is very hard to deliver and the Government are going a long way to try to do so.