Rogue Builders

Andrew Cooper Excerpts

Thursday 13th November 2025 Westminster Hall

[Andrew Cooper (Mid Cheshire) (Lab)]

It is a pleasure to serve under your chairmanship, Ms Furniss. I congratulate the hon. Member for Wyre Forest (Mark Garnier) on securing this debate. We have heard some harrowing stories from right hon. and hon. Members from across the Chamber. I am pleased that the right hon. Member for New Forest East (Sir Julian Lewis) was able to share his story in full; what his constituents went through was utterly outrageous. I want to focus on the other end of the market and highlight a deeply troubling issue that has left families in my constituency and across the north-west region paying the price for the reckless and irresponsible actions of a house builder that failed to meet its most basic obligations.

The collapse of Stewart Milne Homes North West England in January 2024 exposed a glaring loophole in our housing system, which allows developers to sell homes without first securing the legal agreements that guarantee the adoption of essential infrastructure such as roads and sewers. In my constituency, three estates built by Stuart Milne were completed years ago but their infrastructure was never legally adopted. The streets were not adopted by the local authority, nor the sewers by United Utilities. Why? Because the developer failed to secure either the necessary bonded section 38 agreement, the section 104 agreement, or both. The result is that homeowners who purchased their properties in good faith are now told they must foot the bill to bring roads and sewers up to standard: we are talking about thousands of pounds for infrastructure that should have been properly delivered and adopted from the outset.

In Middlewich, residents on one estate had been waiting for a decade for the adoption of their sewers. It has been up to residents themselves to navigate the complex process of securing sewer adoption. After years of persistence, significant personal investment and tireless effort, their determinations have paid off, and the sewers on their development are now fully adopted. I pay particular tribute to Claire Bertram for seeing this through—but this situation is not just unfair; it is unacceptable. People buying a home should not have to become experts in planning law or infrastructure adoption. They should be able to rely on a system that protects them from exactly this kind of exploitation.

We need urgent reform to close those loopholes and prevent that situation from happening again. It must be a legal requirement that no home can be sold unless the infrastructure that it relies on—roads, sewers, drainage—is fully secured through binding adoption agreements. This is not a radical proposal; it is a basic standard of consumer protection. We already have a legislative tool: section 42 of the Flood and Water Management Act 2010, passed by the previous Government, which provides a mechanism to ensure that sewer adoption is properly regulated. It is time to activate and enforce this provision through secondary legislation. We also need a parallel mechanism for highways—one that ensures that developers cannot shirk their responsibilities and leave communities in limbo.

This is about restoring trust in the housing sector. Families should not be punished for a developer’s failure. We need stronger regulation, better oversight and a clear legal requirement that no home can be sold unless the infrastructure that it relies on is secured, adoptable and protected by law. Only then can we prevent this kind of injustice from happening again.