Universal Declaration of Human Rights

Debate between Lord Alton of Liverpool and Lord Newby

Thursday 24th July 2014 Lords Chamber

[Lord Alton of Liverpool]

My Lords, although I had the privilege of entering your Lordships’ House in 1997 as an independent Cross-Bencher, the noble Lord, Lord Wallace of Saltaire, and I first met—in what seems a far-off age—when I was president of the National League of Young Liberals. I immediately recognised that I had encountered someone who had an extraordinary breadth of knowledge of world affairs. But as befits a former cathedral chorister, as he has pointed out, he also has a great knowledge of the relationship between faith and politics. Although he is not the noble Baroness, Lady Warsi, to whom we have all paid tribute for the extraordinary work that she does in this area, we are all indebted to him for his reply today, and we look forward to the correspondence that will come from the detailed questions that have been raised.

I thank all noble Lords who have made such rich, eloquent and knowledgeable contributions to this debate. None of us could have known how topical and timely this balloted Motion would prove to be. Many have spoken from first-hand experience. The noble Lord, Lord Patten, set us off with a metaphor about the unleashing of a tiger, and the noble Lord, Lord Elton, used a similar metaphor when he talked about the prairie fire that can spread. Many noble Lords referred to that fire, including the noble Baroness, Lady Nicholson.

The Minister actually took only 15 of his allotted 20 minutes, and with one speaker struck off the list—

[Lord Newby (LD)]

My Lords, I inform the noble Lord that the reason that the noble Lord, Lord Wallace, took less than his time was because he did not have any more time than that to take.

[Lord Alton of Liverpool]

I am sorry, my Lords, but people stuck to their time limits and one noble Lord removed his name from the list, so there was some extra time. The courtesy of the House is all that I am trying to observe in thanking all those who have participated in this important debate.

Article 18 demands an end to suppression, persecution and gross injustice. It should be at the heart of our concerns, not an orphaned right.

Payday Loans: Debt Collection

Debate between Lord Alton of Liverpool and Lord Newby

Tuesday 1st July 2014 Lords Chamber

[Lord Alton of Liverpool (CB)]

My Lords, will the Minister confirm that personal debt in Britain now stands at a staggering £1.4 trillion, and that in one recent year, payday loans were advertised in more than 400,000 spots on television? This included advertising, some of it by Wonga, that was targeted at young people and used puppets. Surely it cannot be in our national interest to promote indebtedness on that scale and to have a new rising generation encouraged to take out personal debts as well.

[Lord Newby]

My Lords, I agree with that, but the fact that we are now regulating the industry in a way that has never been done before is likely to have a significant impact on both the number of firms—firms are exiting the sector very quickly at the moment—and public perception of the industry. If we go back a year or two, the Wongas of this world were seen to be soft and cuddly institutions; nobody believes that any more.