(9 years, 11 months ago)
Commons Chamber(11 years, 1 month ago)
Commons ChamberI can say that the Opposition will be pushing for payment levels to be increased, and we believe they can be, given that the industry has accepted that a levy of 3% of gross written premiums is affordable and given that the impact assessment has shown that payments set at even 80% or 90% of average civil damages are affordable within a 10-year period. The Minister said that the proportion of GWP that the levy represented was more important than the 75% level derived from that 3% figure. It is our reading of the figures, however, that there is scope for the industry to be more generous, even within its own accepted cap of 3% of GWP. I hope to explore that in more detail with the Minister in Committee. As the hon. Member for Arfon (Hywel Williams) said, there is a strong moral argument, of course, for setting payment at 100%, as is the case, for example, for the Motor Insurers’ Bureau scheme—all the more so because under the Bill recovery of any benefits paid will be set at 100%.
My hon. Friend is making a powerful speech. Is this not a familiar tune we are hearing from the Government? Whether it is, in this case, the insurance companies, or, in the case of the statement earlier, the energy companies, they do not seem prepared to stand up to powerful vested interests or to stand up for vulnerable people in need of support.
I hope that collectively the House can strengthen the Minister’s arm and send a strong message to the industry that we do not consider the scheme to be good enough yet and that we expect and demand improvements.
(11 years, 6 months ago)
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I am grateful for that intervention, and I wholeheartedly support what my hon. Friend says. We must see our museums not as archaic, but as part of inspiring the next generation, and we must see the potential that has for our economic growth and the regeneration of our regions.
I congratulate my hon. Friend on securing the debate, which is important to all of us, including you, Mr Brady. Does she agree that museums also need to be resourced to carry out outreach into communities that might be less willing and able to come through the museums’ doors? We would be very sorry if we lost the good work museums in Greater Manchester have done to reach out to disadvantaged communities.