Baroness Thornhill Portrait Baroness Thornhill (LD)
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My Lords, it is an absolute pleasure to follow the noble Baroness, Lady Taylor of Stevenage, with her meticulous attention to detail. I too thank all those who have contributed to getting the Bill to where it is now. It is noticeable that MPs across all parties have worked tirelessly on this Bill— I will not name names because you always miss someone out—in the other place. That is a sure sign that there really is a consensus and a need to drive this forward.

To say that this Bill is needed and well overdue is an understatement. The Secretary of State himself said that the leasehold system was “outdated” and “feudal” and a lot more besides. Millions of property owners own their homes through leases in England and Wales, which along with Australia are the only places in the world where this system still exists. As there have been numerous parliamentary and independent reports from organisations ranging from the aforementioned Law Commission to the Competition and Markets Authority giving incredibly similar recommendations, you would think this Bill would be relatively straightforward—but not so. We are disappointed that there are no proposals to really reinvigorate, which is the word being used, commonhold nor a clear pathway to it becoming the main tenure.

Liberals have actually been campaigning against leasehold since—wait for it—Lloyd George’s People’s Budget—

Baroness Thornhill Portrait Baroness Thornhill (LD)
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Of 1909—I am glad that my noble friend Lady Pinnock knows that.

This system is so engrained in our history that there is inevitably going to be a chasm between the Secretary of State’s theatrical rhetoric and harsh reality. There are also going to be winners and losers. Indeed, the Secretary of State pledged to

“squeeze every possible income stream”.—[Official Report, Commons, 11/12/23; col. 659.]

that freeholders have under the unfair feudal leasehold system. But we do not feel that the Bill as it stands does this. As has already been said, the devil will be in the detail, and we will hope to work with some of that detail.

The Government are demonstrably vulnerable to extensive lobbying, and this has weakened both the Government and the Bill, most recently regarding ground rent, which we feel should eventually be abolished. There is no hiding our disappointment that promises to abolish leasehold have been watered down, particularly the fact that flats are exempt; we would seek to include them, the more so because they make up 70% of leasehold properties. Retirement homes are also exempt. Why developers of retirement properties get a special carve-out is beyond me—surely the Government should be on the side of the elderly and vulnerable, at that time in their lives, who have downsized, freeing up family homes. However, they are unwillingly extorted in their new home and when they or their relatives come to sell, there are further charges—the so-called event fees.

The exemptions will mean that significant numbers of leasehold homes will still be built. The rhetoric has turned to “reform” rather than “abolish”. It is a disappointment but perhaps understandable in a Government that are now too weak to deliver big changes such as this and perhaps have too many of those with vested interests in their ranks or on their donor lists. Add to this the quiet death of the Renters (Reform) Bill—I hope the Minister will have an update on that—and it certainly leaves much for the next Government to get their teeth into.

On these Benches, our biggest concerns are building safety and cladding, which my noble friend Lady Pinnock, of Cleckheaton, will continue to work on as she has done since the very early days of the Grenfell tragedy.

The other big one for us is the lack of real reform regarding regulation of property agents and their management fees. These are a right rip-off and a licence to print money for doing nothing or next to nothing. The report from the noble Lord, Lord Best, in 2019 made many sensible recommendations as did the Law Commission in the same year. These should be implemented in full.

My own recent casework reminded me sharply of how vulnerable elderly leaseholders are when demands are made for payment for repairs that they deemed were completely overpriced. To prove their point, they went to the trouble of getting three quotes from local builders for the same work. The range within the local builders’ quotes was very little, but the difference between the landlord’s quotation and the most expensive local builder was thousands of pounds—for fencing.

A closer inspection of the last years’ invoices revealed the kind of stories we are now all too familiar with: huge sinking funds; many contingency cushions; eye-watering rises, all with no reasonable—an interesting word that we will no doubt talk about during the passage of the Bill—explanation. The residents decided collectively not to pay their most recent management bill. The company responded with threatening letters, which of course were intended to intimidate them into paying. I will not name the company, as following my involvement things began to be sorted out—we do have our uses—and moneys were reimbursed to residents. But this Bill will offer them very little to ensure that they are not ripped off again, and in this situation the fact that the digging was done by two retired accountants, who have now left the scheme, made me realise that even with the right to manage some residents may not want to manage for themselves and will need to employ a property management company. These are currently unregulated and unscrupulous in far too many cases.

I will, however, praise the work of the Property Institute, which represents thousands of property managers and aims to raise standards and improve transparency for residents. We need to remember that there are always good guys—and gals—out there who also hate their reputation being trashed by those less scrupulous.

The Bill will ban the sale of leasehold houses, but not so-called fleecehold estates: the practice that has developed over the past 10 to 15 years of the public spaces that were once adopted and maintained by the local authority now being in private hands—a management company—with the residents footing all the bills for communal repair and maintenance. What a nasty surprise for them on moving into their new home. First, they may not have known that they were liable for such costs. Often, people are told, “Oh, you’ll just be paying for the grass to be cut a couple of times a year”, before they realise that it is also for the playgrounds, roads, fencing and everything else. There is evidence to show that there is mis-selling in this area. Secondly, those people may not have realised that they would be paying for services that have already been done by the council. In effect, they are paying twice for facilities that others can also use, as well as paying full council tax. Freeholders refusing to pay the so-called rent charge could find their freehold changed to leasehold.

To be fair, the Bill really is trying to put some of this right, but it is all a little bit uncertain—there are more consultations, and more this and more that—as to how things will work; for example, on the ability to appoint a substitute manager. I look forward to the details of how that will happen, along with the proposals that give leaseholders a new right to request information about service charges and the management of their building. That is good but it, too, will need fleshing out, as it feels like the power of what is released and how is still very much in the hands of the management company.

Likewise, the proposals for right to manage will come to naught if leaseholders are not supported to transition. Current charities, such as the Leasehold Advisory Service and others, will need more tools and resources to help this transition and make it work. It is disappointing that commonhold has not taken off in the way that we expected, so we clearly need to give more support to make these really positive changes work.

Key to all of this working at all is to regulate managing agents. Without that, many of the measures will not be successful, or not as successful as they could and should be. We must raise standards and increase competence across the sector and, ultimately, have a fair and transparent system that residents feel is fair—and, if not, that there is a simple and accessible form of redress, unlike the current recourse to the First-tier Tribunal, which, when I explored it for those elderly residents, was neither simple nor accessible. We feel that this fleecehold practice should be abolished altogether and revert to local authority control, with developers contributing to the council coffers towards the upkeep of the estate.

I make a final plea to the Minister that there are potentially thousands of leaseholders who are in a bit of a quandary at the moment about whether they should extend their lease or wait for the legislation—will they be be winners or losers?—depending on which way things go. If the Government could give clear guidelines and guidance as soon as possible to all those who are thinking of selling or remortgaging, I am sure that would be welcome.

Of course, it would be churlish not to say that there is much to welcome in the Bill. I am sure that, by the end of it, we will all be a lot wiser as to marriage value, the extension of leases, enfranchisement, forfeiture, and much more. We look forward to working across the House to table amendments to improve this well-intentioned but somewhat disappointing Bill. In particular, we would like to ensure that the rhetoric around the Bill is borne out in reality.

Housing: Young People

Baroness Thornhill Excerpts
Thursday 14th March 2024

(9 months, 1 week ago)

Lords Chamber
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Baroness Thornhill Portrait Baroness Thornhill (LD)
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My Lords, I thank the noble Baroness, Lady Donaghy for her contribution. I know how she feels: when one is speaking after the noble Lord, Lord Young of Cookham, and with the noble Baroness, Lady Taylor of Stevenage, and the noble Lord, Lord Best, in the wings, one knows that all the bases will not only have been covered but covered very well.

One of the most powerful cultural myths over the past century has been the belief that if you work hard, you will earn enough to buy yourself a house and start a family. For a long time, it held true. Between the end of the First World War and the turn of the millennium, rates of home ownership climbed rapidly, topping out at about 70%, as young adults flew the parental nest and set up homes of their own. It was what we did.

We now know that in most respects this is no longer true; the myth has been well and truly busted. There is a powerful and growing body of evidence from a wide range of academics, think tanks and charities working in this area that the opposite is in fact true; the breakdown of the housing conveyor belt has already happened, and is already causing huge and diverse impacts. Studies show that the inability to afford a home causes people to postpone starting a family or not to have children at all. High housing costs also divert individuals away from productive places and activities, and dramatically increase inequality in wealth and between regions. Housing affordability—the ratio of what you earn to what you can afford to rent or buy—was last as bad as it is now when Queen Victoria was on the Throne.

In 2021, the Resolution Foundation did a crucial stocktake of generational differences, and found that millennials were far less likely than previous generations to own their own home and more likely to find themselves in the private rented sector. They are the first generation who are in a worse position than previous cohorts in terms of home ownership, obtaining social housing or finding a secure, affordable, private rented home wherever they might live. It makes depressing reading.

Interestingly, according to the Institute for Fiscal Studies, the biggest shift has been with millennials on middle incomes—the people who hitherto would have expected to own their own home. Student loans, high deposits and higher interest rates have locked many into the rental market. The sector has seen increasing rents, making it difficult to save a deposit, as the percentage of income taken up with rent also increases. Recent data shows that people under 30 are spending more than 30% of their gross income on rent, more than any other group—30% being defined officially as unaffordable.

This has put pressure on the rental market; one estate agent described it to me as a beauty parade. Landlords can and do pick and choose; in the circumstances, who can blame them? Rents are rising and demand is growing. A recent Generation Rent survey showed that bidding wars and mass viewings are much more common. An anecdotal comment from estate agents is, “There’s always competition for rentals now”.

At the same time, we also hear that landlords are leaving the sector, or will leave if the Government remove Section 21 evictions. But are they? We have mixed messages. It is clear that they are moving to more lucrative short-term lettings such as Airbnb. The question for policymakers is: how do we actively incentivise landlords to move from short-term letting back to long-term, more secure tenures? I believe that this needs both carrot and stick, but I feel that government policy is concentrating on the stick. All the trends show that we need more private rented accommodation.

If even renting is not an option, young adults are back at home trying to save for a deposit, which in some areas is likely to take many years. This figure has also increased significantly. Results from the 2021 census found that more adults were living with parents in England and Wales than a decade previously. The ONS reported in 2021 that this equated to 4.9 million young adults—dare I say, young voters.

For me, a worrying trend is that we now seem to have a divided population of young people, and the inequalities between them are growing, as is their discontent. If you live in an affluent family, you will be fine. You will probably be helped with your deposit and regard it simply as getting your inheritance early. For those comfortably off, you might take equity release to give the youngsters their deposit or raid your retirement cushion that you have worked so hard to save, which now is not looking quite so plump.

Time was when low-waged young couples, such as the bus driver—my dad—married to the care assistant, might have been eligible for social housing, but no longer. The reduction in socially rented homes over decades has meant that a secure home to rent and put down roots in the community where you were raised is no longer possible for many, and it has changed the nature of social housing. In my home town of Preston, people were proud to have a council house. If you were on the Larches Estate, close to a beautiful park and rubbing shoulders with the posh parts of Ashton, you had hit the jackpot of affordable rent and secure tenure.

In a recent government survey of tenants, it was shocking to see that tenants now feel shame and stigma for being a social housing tenant. Bold solutions are needed. There is widespread clamour for more social and affordable homes; I would add shared ownership homes. In my view, mixed tenures and mixed estates are a positive way forward. Economic think tanks have also waded into the debate, pointing out the economic benefits of a significant increase in building these homes. It is win-win.

What worries me is that, shockingly, young people are the group most likely to experience homelessness. According to Centrepoint, more and more young people are approaching their local council for housing: 112,000 in 2021, an increase of 8% on the previous year. The data shows that unless they are afforded priority status by the local authority—for example, because they have come out of care—young people are frequently locked out of an already limited social housing supply. This means that they have to turn to sofa surfing, the unaffordable private rented sector, temporary accommodation or risking homelessness.

Government, housing providers and charities must work together in the long term to build a lasting coalition that aims to reinvigorate the social rented market and deliver new youth-specific housing products, which include one- and two-bedroom flats. My residents in Watford used to say, “Who wants to live in them?” Noticeably, as soon as they are erected, they are all filled. This should also be part of any mixed-tenure community.

Simply building more homes is not the answer. We need to build more social, affordable and shared ownership homes. The current emphasis on targets and numbers is demonstrably not working. Lots of expensive market-rate housing will not bring housing costs down to an affordable level for millions of people trapped in poverty by sky-high rents. Politicians are in a target-setting bidding war which perpetuates the myth that we can build our way out of this if only the planning system would improve, or this or that. But ramping up housebuilding will take many years to deliver and many more years to impact on house prices. In reality, nobody who wants a home wants that to happen, and the large housebuilders’ financial model will not let that happen. They build what they know they can sell in places where they know it will sell, not where it is needed or at a price that locals can afford.

We need to build and fund this housing differently, with much more diversity. We need to be braver and bolder and at least try to take the public with us and change the conversation towards those who are the future. I say to the noble Lord, Lord Young: in my experience, when it comes to opportunistic campaigning, no party has a monopoly on exploiting nimbyism.

My fear is that we have created a whole generation who increasingly feel politically isolated because their needs are not being met and their aspirations are unfulfilled. In short, they are being ignored by politicians because they are not home owners, and it is home owners who vote. They are yimbys, but the system forces politicians to listen to the nimbys, so no one is hearing their voice. Politically, that is a dangerous place to be. That is a subject worthy of its own debate.

Social Housing (Regulation) Act 2023 (Consequential and Miscellaneous Amendments) Regulations 2024

Baroness Thornhill Excerpts
Tuesday 12th March 2024

(9 months, 1 week ago)

Grand Committee
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Last week, the Housing Minister gave a figure of 172,000 social homes built since 2010, and we all know that there are more than 1 million people on housing waiting lists. The increasing demand for temporary and emergency accommodation is overwhelming council and DWP budgets. How is it credible or rational to cut off one of the very limited sources of funding for new social housing? Can the Minister tell us what assessment was carried out, before that decision was taken, of the impact on local authority housing finance and of the impact of fewer social homes being delivered, which would have helped ease the housing crisis? We all want to see better regulation of social housing, but we would like to see more of it as well.
Baroness Thornhill Portrait Baroness Thornhill (LD)
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My Lords, as the Minister knows, this Act has been well received by all sectors concerned with social housing, and it is supported on our Benches. As she said, this is due largely to the Grenfell tragedy, but also to subsequent high-profile failures of social housing, including the tragic death of young Awaab Ishak. Let us not forget the recent deaths in temporary accommodation, which are truly shocking.

We know that the devil will always be in the detail, and we all hope that the rhetoric accompanying the Act will live up to the reality. The Minister is clearly aware that there have been several consultations since last July, when the Bill was passed, and issues have emerged, which the sector is rightly bringing to the Government’s attention in this process. It appears that the full and cumulative impact of the new changes thus far has been evidentially to expose the wide variation in the quality of provision of social housing by registered providers and councils. This was recently outlined very robustly by the deputy social housing regulator. Is the Minister confident that the new approach to inspections and the C categorisation will allow for a nuanced approach to allow those lagging behind to learn from the best and hopefully catch up, or will it be an adversarial system—a weeding out of the worst? In short, what will the approach to inspections be? I know from experience of Ofsted in schools and the CPA in local government that they can vary.

It is no surprise that there are concerns about the additional costs associated with all the changes, which I am sure the Minister will be aware of. What is in place to ensure that landlords can make progress without financially falling over, as we are seeing with some local authorities? Regrettably, we are already hearing that they are cutting back on development plans to focus on the detail of the new regime, which itself is a separate concern due to the considerable shortage of social housing. I echo the comments of the noble Baroness, Lady Taylor, with which I wholeheartedly agree. In fact, I add that I found that announcement bitterly disappointing because I believed that this Government had genuinely shaped the agenda towards a real understanding that social housing was one of the first bricks we needed to get in place to unblock the logjam and the housing crisis.

Does the Minister accept that there is also a recruitment and retention problem, highlighted and exacerbated by the professionalisation of housing management and maintenance? That is a good aspect of the Act and had cross-party support, but not surprisingly it is having an impact, as some people are jumping before being pushed—probably a good thing in some cases, I am not afraid to say, having had to do the pushing sometimes—or feel that perhaps now is the time to retire rather than go back to the classroom, but it is a very real and relevant issue.

The speed and breadth of the changes cause me to ask how confident the Government are that the sector can and will have the capacity to cope with these genuine changes.

Briefly, on the Awaab’s law changes, I thank the Minister for her detailed letter in response to my question in the Chamber and her generous offer of her time. On a tangential issue, the consultation that has just closed proposed an extension to hazards beyond mould, damp and condensation to include the 29 hazards in the—this is a bit of a mouthful—housing health and safety rating system. This has caused considerable disquiet for the National Housing Federation and the Chartered Institute of Housing, to name but two. They have given convincing reasons why this extension should be reconsidered. Does the Minister agree that it is probably best to see how the sector copes with mould and damp before extending the hazards further?

It seems that there is still much to do to clarify these changes, particularly around the regulator’s use of powers and the approach to inspections. Further clarity is needed on how the regulator will interact with other sector regulators, such as the building safety regulator and the Housing Ombudsman. This will take some getting used to. Such clarification is particularly important for tenants, who will also have an important role to play. In fact, the Act enshrines in law their rights to have a safe and decent home, to make their voices heard and to influence policy so that tenants can shape the homes they live in and the services they receive. I have a pertinent, but perhaps tricky, question. Does the Minister feel that the residents panel—I notice that it is currently recruiting new members, so the current one has not been in action for very long—is a strong, independent and influential voice for tenants or just a sounding board?

Lastly, I look forward to the day when private sector landlords are also subject to the same regime because it is long overdue and much needed.

Baroness Scott of Bybrook Portrait Baroness Scott of Bybrook (Con)
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I thank the noble Baronesses opposite for their support, not only today but when we were taking the Bill through, and their challenge on what could be made better. We took some of those things on board.

The noble Baronesses, Lady Thornhill and Lady Taylor of Stevenage, brought up the pressures on the sector. We totally understand them, which is why we work closely with the sector, but my view is that it is the sector’s responsibility. It is the sector’s stock. It needs to keep that stock up and its tenants deserve the very best. So, we will support the sector, but we will not stop challenging it to ensure that social housing tenants live in safe, good accommodation. That is what has come from the Secretary of State right the way through this process.

On right to buy, all I can say is that there were many pressures on the Budget this year. The percentage did not get extended but, again, we are working with the sector to see how we can make the building of more social houses, particularly by local authorities, affordable into the future. I think that noble Lords will hear more on that.

Moving on to the noble Baroness, Lady Thornhill, am I confident in the approach to inspections and learning from the best? I think learning from the best is the important thing and, yes, I am confident. I talk regularly to the social housing regulator, and it gets it and understands its role. I do not think it will go in heavy to begin with; it will allow the sector to begin to understand this important new regime. However, I think it is important that it can go in quickly if it thinks there is a particular issue to deal with and that it will do regular inspections throughout the sector in future. We will weed out the worst providers, but it is also a matter of helping them to improve and learn from the rest of the sector.

I understand the pressures on the sector, particularly for building new houses, as it has quite rightly had to put more money into making sure that the stock it has is of good quality, so there is possibly less money left for building more houses, but we have a fund of more than £11 million to do that. Housing providers are looking to use that fund continually, and we are supporting them to do that.

Recruitment and retention is out for consultation. We will listen to the sector. This was extremely important to members of the Grenfell community, in particular. They felt that their housing officers were sometimes as important as people working in social care in the council. We listened, and we found a way through that one. We also need to listen to the sector and the regulator as we move forward about the timeliness of implementing this. It is not going to be done overnight, so we will work with the sector after the consultation and listen to what it is saying on that one.

It is the same with Awaab’s law, although I am very passionate about getting Awaab’s law in place as soon as possible. I probably agree with the noble Baroness that perhaps we should start with the timings on damp and mould; that may be something we can look into further. We have only just finished that consultation. I have not seen the responses yet, so I do not want to pre-empt what will come out of that, but we will look, listen and do what we can to get that important part of the Act in place as soon as possible.

The noble Baroness also brought up the interaction between the Housing Ombudsman, the building safety regulator and the social housing regulator. In the department, I have talked many times with officials about the communication on this because it is a new regime; we want it to work and to work well for the tenants concerned. I think noble Lords will see a lot more communications with tenants about who to go to. Of course, if they have a problem, they should first go to their housing provider. We want to make sure that they do that and, if it is an individual case, go to the ombudsman, and then to the building safety regulator which will be working very closely with the ombudsman to make sure that it is picking up any themes coming out from a particular provider or group of providers. That is the way it will work, but communication to the tenants about this regime is important.

Finally, I turn to the residents’ panel. I have been to the residents’ panel, and I do not think that it is a talking shop at all. It is quite challenging. That is why we are extending them for a further year beyond just one year. What the panel says is very important not just for us as a department but for our partners, including the social housing regulator, the ombudsman and the building safety regulator. It is important to listen to the panel; it certainly tells us what it thinks.

I think that I have covered everything; I will check and, if I have not, I will write as usual. To conclude, these changes will ensure that the statute book remains accurate following the passage of the 2023 Act. This is just a small part of our wider mission to drive up the quality of social housing and ensure that all tenants are treated with fairness and respect.

Housebuilding

Baroness Thornhill Excerpts
Wednesday 28th February 2024

(9 months, 3 weeks ago)

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Baroness Scott of Bybrook Portrait Baroness Scott of Bybrook (Con)
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My Lords, let me make it clear that we have delivered 2.5 million extra homes in the last 14 years. Since 2018, we have also delivered the four highest annual building numbers for 30 years, and we are on target for 1 million more homes in this Parliament. We are delivering, but we have been through an economic crisis. We are coming out of it, and we will start to build more homes in the future.

Baroness Thornhill Portrait Baroness Thornhill (LD)
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My Lords, the report highlights the now widespread practice by local authorities of the non-adoption of public amenities, such as roads and playgrounds, on all new-build estates. Does the Minister accept that councils have been pushed down this road by significant cuts to their budgets over many years? More importantly, what steps are the Government taking to reverse that trend, which has resulted in an explosion of unregulated management companies ripping off residents who are, in effect, paying twice for public facilities usually provided via council tax?

Baroness Scott of Bybrook Portrait Baroness Scott of Bybrook (Con)
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The noble Baroness is right and, like me, she understands this system. Since about 2015, there have been more councils that are not taking control. I believe that that is about council priorities and not about money, because not all of them have. It is up to the developers and the local planning authority to agree the appropriate funding, delivery and maintenance arrangements for these public areas. That is why, through the Leasehold and Freehold Reform Bill, we are taking firm action to ensure that estate management companies are more accountable to their freeholders for how their money is spent.

Housing: Section 21 Evictions

Baroness Thornhill Excerpts
Tuesday 20th February 2024

(10 months ago)

Lords Chamber
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Baroness Penn Portrait Baroness Penn (Con)
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The noble Lord is right that landlords have nothing to fear from the removal of Section 21. Where they have a valid reason, landlords will be able to get their properties back. As well as removing the inherent unfairness of Section 21, our reforms will improve existing Section 8 possession grounds, which is a key ask of landlords. In response to the question of the noble Baroness, Lady Taylor, we need to bring in the ban on Section 21 alongside the new possession grounds as part of a coherent package, so that it works for tenants and landlords.

Baroness Thornhill Portrait Baroness Thornhill (LD)
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My Lords, I am very pleased to hear the Minister mention fairness. For renters, often struggling to make ends meet and facing losing their homes, access to a legal aid provider is vital to fighting their case in court. Given that, according to the Law Society, 42% of the population cannot access a legal aid provider, can the Minister assure us that the Government are investing in the courts and legal aid, so that the proposed reforms are fair and work for both landlords and tenants?

Baroness Penn Portrait Baroness Penn (Con)
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My Lords, we are not only putting more money into the courts system but strengthening the rights of tenants and seeking to put in place a process that avoids the need to go to court altogether. That will be the best outcome for both tenants and landlords.

Local Authorities: Financial Difficulties

Baroness Thornhill Excerpts
Wednesday 14th February 2024

(10 months, 1 week ago)

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Baroness Scott of Bybrook Portrait Baroness Scott of Bybrook (Con)
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I repeat that we have said that we will look at funding in the next Parliament. There is an 18% increase in budgets per dwelling in the most deprived areas, compared to the least deprived. Through the settlement, places such as Birmingham are getting a lot more money.

Baroness Thornhill Portrait Baroness Thornhill (LD)
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My Lords, councils have been receiving money from the Government’s household support fund, which has provided many thousands of families with essential sharp-end help with their bills and food, for example. However, it is due to end at the end of March. Will the Government seriously consider extending that effective and targeted support for at least another year? Have they taken into account the increase in child poverty they anticipate will result from the withdrawal of this much-needed, much-used fund?

Baroness Scott of Bybrook Portrait Baroness Scott of Bybrook (Con)
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The noble Baroness is right to say that the current household support fund runs out on 31 March. However, the Government continue to keep all existing programmes under review in the usual way.

Social Housing: Mould

Baroness Thornhill Excerpts
Wednesday 10th January 2024

(11 months, 1 week ago)

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Baroness Scott of Bybrook Portrait Baroness Scott of Bybrook (Con)
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Yes. I think we already said in the levelling-up Act that the £11.5 billion in the affordable homes programme can be used for social housing, as it has in the past. It is important that social landlords understand that and use that money.

Baroness Thornhill Portrait Baroness Thornhill (LD)
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I am pleased to see the noble Baroness back in her place; she has been missed. For this new legislation, the Government have sensibly constituted a Social Housing Quality Resident Panel to advise them and, presumably, to listen to its views. The panel stated that it did not believe that

“court action would … prevent and resolve housing hazards”

or

“incentivise landlords to meet the deadlines”,

and that it would

“place the burden of enforcement on residents”.

What is the Government’s response to this plea? Most importantly, what support will be given to tenants to make this work?

Baroness Scott of Bybrook Portrait Baroness Scott of Bybrook (Con)
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I thank the tenants’ panel. I have been to a couple of its meetings, and it has been excellent. It was meant to last for a year, but we are going to continue with it. No, we are not expecting tenants to fund their own cases. That is not correct, and I do not know where that has come from. I would like to discuss the issue further with the noble Baroness and get a clearer answer, because I am not aware of that.

Home-ownership Rates

Baroness Thornhill Excerpts
Wednesday 6th December 2023

(1 year ago)

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Baroness Penn Portrait Baroness Penn (Con)
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Let me reassure the right reverend Prelate that we continue to make progress on the cladding issue. It has gone on for too long; we have made significant changes to the legislation and other measures to address it, and we will continue to work until everyone in that position has the resolution they need.

Baroness Thornhill Portrait Baroness Thornhill (LD)
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My Lords, shared ownership is promoted by the Government and is designed to be a pathway to getting a secure home and a foot on the property ladder. Does the Minister agree with me and the HomeOwners Alliance that this is proving a very complex and confusing financial model, with several significant drawbacks. The Government are increasing the funding for this type of tenure, but what are they doing to analyse these shortcomings, not only to quantify them but to rise to the challenge of meeting them so that more people can access a home through this method?

Baroness Penn Portrait Baroness Penn (Con)
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My Lords, the noble Baroness is right that shared ownership represents an important part of our affordable homes programme and is an important part of helping first-time buyers, particularly younger first-time buyers, on to the housing ladder. We conduct extensive evaluations of our affordable homes programme and will always seek to learn what we can do to improve those schemes, including the users’ experience of them and whether their complexity creates problems further down the line. We will always look at improving where we can.

Lord Young of Cookham Portrait Lord Young of Cookham (Con)
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My Lords, I have added my name to Amendment 199 on cycling in the name of the noble Lord, Lord Berkeley, and I will follow briefly in his slipstream, if I may.

I am grateful to the Minister for the Teams meeting that she held on this subject at the end of last month to find common ground. Throughout our debates on the Bill, the Government have suggested that our objectives could be better met through NPPFs rather than through legislation. But throughout the debate there has been some scepticism about that, as there is ample evidence that leaving things to guidance does not actually produce the results.

The NPPF guidance on cycling was last revised in 2018, but there is a real problem with that guidance, and I hope that my noble friend can give me some assurance. One paragraph of that guidance said:

“Development should only be prevented or refused on highways grounds if there would be an unacceptable impact on highway safety, or the residual cumulative impacts on the road network would be severe”.


This paragraph makes it very difficult for local planning authorities to refuse developments whose location or design fails adequately to support walking, cycling and other sustainable transport modes. If we are to rely on future NPPFs, can my noble friend give me an assurance that that provision will be removed, because it stands in the way of many of the Bill’s objectives?

The final point raised in the Teams meeting was one that the noble Lord, Lord Berkeley, has just mentioned: the conflict between upper and lower-tier authorities. At the meeting, my noble friend was good enough to say that she would have another look at this and would perhaps be able to respond on it.

I very much welcome what has been said—that Active Travel England is now a statutory consultee—but it would be better if it could be involved at an earlier stage of the proposals, as the noble Lord, Lord Berkeley, said, rather than at a later stage, when it would be difficult to retrofit the provisions for cycling that we would all want to see. I hope that my noble friend the Minister is able to provide some reassurance on those two points.

Baroness Thornhill Portrait Baroness Thornhill (LD)
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My Lords, in view of the remarks of the noble Baroness, Lady Williams, I will be much briefer than I intended, so we might ramble around a little.

On Amendments 193 and 194 in the name of the noble Lord, Lord Lansley, I absolutely understand his points and will await the Minister’s answer on the reasons for that omission from the Bill. I have to confess to the noble Lord to having made the assumption that they would be in the Bill. In fact, reading through this section, I thought “Why are people putting down these amendments? Aren’t they what people already do in a good local plan?”, so I am grateful for his attention to detail.

Private Sector Renters: Eviction Protection

Baroness Thornhill Excerpts
Wednesday 6th September 2023

(1 year, 3 months ago)

Lords Chamber
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Baroness Scott of Bybrook Portrait Baroness Scott of Bybrook (Con)
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My noble friend is absolutely right about the court system: it is too slow. On difficult cases that escalate to the courts—not all of them do—we are working with the judiciary, the Ministry of Justice and HMCTS to target areas that frustrate proceedings, including through digitising more of the court process to make it simpler and easier for landlords to use.

Baroness Thornhill Portrait Baroness Thornhill (LD)
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My Lords, the system is just not working. It relies on the tenant applying for a fuel poverty grant and, as is clear from the statistics that my noble friend just gave, that simply is not working. These perverse incentives are working against each other and not helping the poorest in society. Are there any plans to review this, because it is so obviously not working? What did the Minister make of the Secretary of State’s remarks that he wants to relax the pace of energy-efficiency standards in the private rented sector, given that it has the fewest decent homes?

Baroness Scott of Bybrook Portrait Baroness Scott of Bybrook (Con)
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We are still committed to raising efficiency from band E to C by 2028 and will keep the fuel poverty grant under review. I think the important issue, as I said in response to the noble Baroness, Lady Grender, is the grants that will make private rented properties more energy efficient in the first place.