(1 year, 6 months ago)
Lords ChamberWe have made it very clear in the legislation that will be doing a review, not only after this general election but after the next two to ensure that the voter identification system we are putting in place is right, is correct and is not disenfranchising any voters from electing.
My Lords, does the noble Baroness agree that this Question would not be relevant if the introduction of biometric ID cards by the last Labour Government had not been opposed by the party opposite? Does she also agree that such a measure would also have addressed the scourge of criminal identity theft that blights our country as fraud offences go through the roof?
A national identification card is a totally different subject; it is much wider and further than this. That debate is perhaps for another day.
(1 year, 6 months ago)
Lords ChamberI absolutely agree with the noble Lord, and this Government are committed to supporting home ownership and first-time buyers. Since spring 2010, more than 837,000 households have been helped to buy their own home through the government-backed schemes, including Help to Buy and Right to Buy. We have looked at stamp duty and made that much more positive for first-time buyers, and I believe we are spreading the opportunity to more people through our First Homes Scheme, giving a minimum of 30% discount to people who cannot otherwise afford to buy in their areas. That is what we are doing to support home ownership.
My Lords, I draw attention to my interests in the register. May I point out to my noble friend that Governments do not build houses—the private sector builds them? The private sector will build only when it thinks there is a market for them. The Bank of England’s crashing of interest rates in its failed policy to drive down inflation is not going to be the solution. My noble friend must remember that the only time this country has ever delivered 300,000 units a year was when councils were freed up to deliver 70,000 or 80,000 units. Her department has removed two of the historic barriers, but will she look at removing the third? We removed the cap on right-to-buy receipts being spent—councils can now spend 100%, which is brilliant—and the cap on councils borrowing against the existing value, but we still need to remove the cap on their ability to set locally determined discounts.
(2 years, 1 month ago)
Lords ChamberMy Lords, the Government do not support the introduction of rent controls in the private rented sector. Historically, evidence suggests that this would discourage investment in the sector and lead to declining property standards as a result, which would not help either landlords or tenants. Recent international examples also suggest that rent controls can have an invertedly negative impact on the supply of housing and may encourage more illegal subletting.
My Lords, I am aware of many landlords who own one property which they use for letting purposes, and it amounts to their sole income. Does the Minister therefore agree that a one-size-fits-all rent freeze could damage those who rely on rental income to service their ever-increasing mortgages, thereby damaging the rental sector altogether?
My Lords, I think that is exactly what I have said. We need a balance here, in order for landlords to still provide this sector, which is an extremely important sector, and in the renters reform Bill that is coming forward I am sure that we will discuss that in further detail.
(2 years, 1 month ago)
Lords ChamberI do agree that it is one for the new Administration and I cannot comment on the past Administration any longer. I agree with my noble friend that we must build more homes in places where people want to live and work, as I said. The Neighbourhood Planning Act 2017 put beyond doubt the requirement for all areas to be covered by one or more plans that address the strategic priorities for each area. Authorities that fail to ensure that in-date plans are in place are failing their communities by not recognising that homes and other facilities that local people need are relying on ad hoc, speculative development that will not make the most of every area’s potential. Ministers have powers to intervene when local planning authorities fail to meet the timescales set out for preparing a local plan. However, these powers have not had to be used as yet.
My Lords, will the noble Baroness tell the House whether all these new builds will be fully insulated and fitted with heat pumps in order to meet our climate change targets without the need for any retrofitting? If not, why not?
Yes, my Lords, from 2025, the future homes standard will ensure that new homes produce at least 75% fewer CO2 emissions than those built to the 2013 standard. These homes will be future-proofed with low-carbon heating and high energy efficiency. In December 2021, the Government introduced an uplift in energy efficiency standards which delivers a meaningful reduction in carbon emissions and acts as a stepping stone to the future homes standard. New homes will be expected to deliver around 30% fewer CO2 emissions.
My Lords, I am conscious that I spoke about households with families before but all the money that the Government are giving for families is available as well to pensioners. The full annual amount of the state pension is worth over £2,300 more in cash terms now than it was in 2010. More than that, about 1.4 million of the most vulnerable pensioners also receive, as we have heard, £5 billion of pension credit. We know it is difficult out there. We are giving money to pensioners through our energy relief costs and living standards costs. We will continue to keep an eye on it and do what we can to increase their budgets.
My Lords, it seems to me that this is a perfect storm and I support the noble Baroness, Lady Bryan, in her Question. There is going to be a real reduction in the income of the vulnerable elderly at a time when, on all fronts, the cost of living is going to go through the roof. Can the Minister give some words of comfort to those members of communities who are not just about managing but are manifestly not managing in the autumn of their years and having to choose between eating and heating?
Yes, I can. I think it is up to everybody in communities to support our older population in making sure that they are aware of what they can get. There is the basic state pension and, as I said, there is pension credit, but there are also things such as free bus passes, free prescriptions, winter fuel payments and cold weather payments. All these things are available to help the budgets of these very vulnerable people and it is important—and, I feel, important for the department—to make sure that everybody is getting everything they are entitled to.