Debates between Baroness Scott of Bybrook and Lord Campbell-Savours during the 2019 Parliament

Leasehold Reform

Debate between Baroness Scott of Bybrook and Lord Campbell-Savours
Thursday 11th January 2024

(2 months, 2 weeks ago)

Lords Chamber
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Lord McFall of Alcluith Portrait The Lord Speaker (Lord McFall of Alcluith)
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My Lords, the noble Lord, Lord Campbell-Savours, is participating remotely.

Lord Campbell-Savours Portrait Lord Campbell-Savours (Lab) [V]
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Is not the simple, unvarnished truth that, on leasehold for flats, the Government are under intense pressure from powerful institutions, which have sunk millions into freehold title, to duck the big decision and delay? The Government’s response is to leave it to the next Government to sort out. Is it not no more than an income stream for lazy investors, greedy developers and pension funds, all of which are squeezing the Government through political pressure to back off, while leaseholders pay the price? Labour will sort this out.

Baroness Scott of Bybrook Portrait Baroness Scott of Bybrook (Con)
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That is not the case. If noble Lords have listened to some of the things that the Secretary of State has said in the last many months, they will know that we are committed to changing this. It is complex, and we will take our time and do it properly.

Housebuilding

Debate between Baroness Scott of Bybrook and Lord Campbell-Savours
Wednesday 7th June 2023

(9 months, 3 weeks ago)

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Lord Campbell-Savours Portrait Lord Campbell-Savours (Lab) [V]
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My Lords, could not a land commission be established to research what the impact would be of building on land acquired at agricultural prices, as proposed by Lisa Nandy, and sold for housing of a new form of ownership title, as I proposed in previous debates in the House? Only by that means can we guarantee the target of the noble Lord, Lord Young of Cookham, thereby providing affordable housing to a new generation of young people who, without inherited wealth, may never be home owners.

Baroness Scott of Bybrook Portrait Baroness Scott of Bybrook (Con)
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The Government need to look at all opportunities for housebuilding but we have to look at brownfield land first, before agricultural land.

Housebuilding

Debate between Baroness Scott of Bybrook and Lord Campbell-Savours
Thursday 30th March 2023

(1 year ago)

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Lord McFall of Alcluith Portrait The Lord Speaker (Lord McFall of Alcluith)
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My Lords, the noble Lord, Lord Campbell-Savours, is participating remotely.

Lord Campbell-Savours Portrait Lord Campbell-Savours (Lab) [V]
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My Lords, if, prior to planning approval, land for both high-density public and private housing development was acquired at agricultural acreage prices, as has happened in parts of Europe, and then allocated for both social rental and restricted leasehold sale to housing associations and housing trust development programmes, would that not be a huge incentive for construction levels not seen since the 1970s, as against today’s numbers, where scarcity is driving up prices and denying millions a home?

Baroness Scott of Bybrook Portrait Baroness Scott of Bybrook (Con)
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The noble Lord brings up a very interesting idea. We are looking at different ways of land use in the levelling-up Bill, and I am sure that there will be more discussions on those sorts of issues.

Leasehold Reform

Debate between Baroness Scott of Bybrook and Lord Campbell-Savours
Thursday 23rd March 2023

(1 year ago)

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Lord Campbell-Savours Portrait Lord Campbell-Savours (Lab) [V]
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My Lords, have Ministers noted the large number of leasehold ground rent investments on property auction sites, as landlords, aware of potential changes in the law affecting valuations, offload their leasehold ground rent investments? Innocent non-professional buyers, ignorant of potential changes in the law, are now buying them—caveat emptor—placing themselves at risk of substantial loss. Should government not consider secondary legislation which would alert an innocent market to the dangers of buying these leasehold ground rent investments?

Baroness Scott of Bybrook Portrait Baroness Scott of Bybrook (Con)
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The noble Lord brings up a very interesting point. I will take it back to the department and we will discuss it further. These are the sorts of issues that LEASE will be helping potential buyers work their way through.

Housing: Conditions in Rented Sector

Debate between Baroness Scott of Bybrook and Lord Campbell-Savours
Thursday 16th March 2023

(1 year ago)

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Lord Campbell-Savours Portrait Lord Campbell-Savours (Lab) [V]
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My Lords, what additional consideration is being given to the millions of pensioners, many living in poorly heated social housing and rented property conditions, who, despite existing support schemes and fearful of escalating bills, appear unwilling to turn up the heat and too often suffer in silence? Despite the excellent work of charities such as Age Concern, should not further support be given to targeting this vulnerable group with sensitive advice and even government-sponsored visitor support programmes, perhaps through a multiplicity of agencies?

Baroness Scott of Bybrook Portrait Baroness Scott of Bybrook (Con)
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The noble Lord brings up a very important point. As he knows, the Government have put £37 billion into supporting all households through this difficult economic time. Specifically for older people, what I have been doing, personally, as a Minister for Faith, is talking to faith and community leaders about doing exactly this—ensuring that older people, particularly, and disabled people, know what they are entitled to, making sure that they get it and also stopping some of the fear that is happening. I also thank the many warm hubs this winter that have been opening their doors in churches and community centres in order to look after these people and make sure they know what they are entitled to.

Leasehold Charges

Debate between Baroness Scott of Bybrook and Lord Campbell-Savours
Monday 20th February 2023

(1 year, 1 month ago)

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Lord McFall of Alcluith Portrait The Lord Speaker (Lord McFall of Alcluith)
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My Lords, there will now be a remote contribution from the noble Lord, Lord Campbell-Savours.

Lord Campbell-Savours Portrait Lord Campbell-Savours (Lab) [V]
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My Lords, as part of a question I asked last June on the levying of escalating service charges, I asked whether the Government might consider a scheme for rolling up service charges in a debenture against property title—effectively, a rising legal charge. The debenture holder would pay the resident’s service charge, interest-serviced or otherwise, clawing back payments on death or prior. The Minister promised to consider the idea. Will the Minister check on developments in the department and let the House know where we stand?

Baroness Scott of Bybrook Portrait Baroness Scott of Bybrook (Con)
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I thank the noble Lord. I do remember his question and I am sorry I have not checked up on this recently. I will do so and will respond to the noble Lord.

Housing: Leasehold Properties

Debate between Baroness Scott of Bybrook and Lord Campbell-Savours
Monday 17th October 2022

(1 year, 5 months ago)

Lords Chamber
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Lord McFall of Alcluith Portrait The Lord Speaker (Lord McFall of Alcluith)
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We have a remote contribution from the noble Lord, Lord Campbell-Savours.

Lord Campbell-Savours Portrait Lord Campbell-Savours (Lab) [V]
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My Lords, with dramatically escalating service charges nationally aggravating the position, is not the answer greater transparency over leasehold, freehold and sub-lease title issues more generally? Transparency alone can often solve problems where landlord anonymity hides accountability. If that is combined with the rolling-up of lease liability payments pending payment on the death of a lessee under the debenture arrangements I proposed on 20 June, it would ease the problem. Will the Government please look at what I am proposing?

Baroness Scott of Bybrook Portrait Baroness Scott of Bybrook (Con)
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The law is very clear that service charges must be reasonable, as in Section 19 of the Landlord and Tenant Act 1985. Leaseholders can apply for a First-tier Tribunal for a determination on this. The Government are also committed to ensuring that service charges are, as the noble Lord says, transparent and that there should be a clear route to challenge or redress if things go wrong. We will continue to work on that for the people affected.

EU–UK Partnership Council

Debate between Baroness Scott of Bybrook and Lord Campbell-Savours
Thursday 16th December 2021

(2 years, 3 months ago)

Lords Chamber
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Baroness Scott of Bybrook Portrait Baroness Scott of Bybrook (Con)
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My Lords, the noble Lord, Lord Campbell-Savours, wishes to speak virtually. I think this is a convenient point for me to call him.

Lord Campbell-Savours Portrait Lord Campbell-Savours (Lab) [V]
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My Lords, could we seek to place on the council agenda the whole issue of French threats to blockade channel ports, transport arrangements and compromised channel fishing rights? Can the Minister raise at such a meeting that it might be prudent for the United Kingdom to start moving cross-channel, roll-on roll-off trade to Belgian ports? We cannot go on under constant threats from France to block our European trade routes, because British jobs are at stake—and I say that as someone who loves France.