Pension Review: Phase 2
Debate between Baroness McIntosh of Pickering and Baroness Sherlock(1 week, 1 day ago)
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Baroness Sherlock (Lab)
I think I can agree with the last statement firmly. I will try to avoid being facile and empty of content; I cannot make permanent promises, but I will do my best. I understand the point my noble friend is making, but I can perhaps offer him some reassurance. The pensions review is going to be conducted in two phases, and it matters that they are structured in the right way. The first phase, which was launched by the Chancellor in July, is aiming to boost investment, so it offers a win-win. It will boost investment for the country and provide better saver outcomes, alongside economic growth.
Phase 1 launched two significant consultations: one about DC schemes and the other about the Local Government Pension Scheme. It is right that we focus on delivering the first phase before moving on to phase 2. But the second phase, my noble friend will be glad to know, will focus on pensions adequacy and further measures to improve outcomes for pensioners. I take his point about the need to be clear about what adequacy means, and I will take that back. The scope of the second phase will be announced in due course, but I will take that comment back to my colleagues as that is being developed.
Baroness McIntosh of Pickering (Con)
My Lords, will the Minister confirm that the pensions review will cover the ombudsman’s recommendations for WASPI women, on which subject I declare an interest?
Baroness Sherlock (Lab)
I fully accept that the noble Baroness may not be alone in this place in that declaration of interest. The ombudsman’s review is something to which the Government have already made their response. It was published yesterday, and I repeated a Statement in the House that was made by my right honourable friend the Secretary of State.
As noble Lords will be aware, the Government looked very carefully at the evidence that was provided to and by the ombudsman, and we concluded that while we accept the specific case of maladministration by allowing a 28-month delay in sending out personalised letters to women born in the 1950s, the Government could not accept that that created the impact the ombudsman had described and therefore could not accept the recommendation on injustice and remedy. I am also very aware of the widespread concern among many women who had hoped to retire at 60 and found that they could not, which is a mixture of the decision back in 1995 to equalise the state pension age and the decision of the coalition Government in 2011 to accelerate those changes. That was not a subject of the ombudsman’s review, and nor is it the subject of the pensions review.
Food Banks
Debate between Baroness McIntosh of Pickering and Baroness Sherlock(1 month, 3 weeks ago)
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Baroness Sherlock (Lab)
I thank my noble friend for raising this extremely important issue. I join her in paying tribute to the Trussell Trust and to the many community and faith groups that run food banks. I have seen them in churches, mosques and community centres, and it is wonderful that people volunteer. However, like her, I am concerned that they have gone from something at the margins to help someone when they run into trouble, to mass dependence and an integrated part of the system. Something has gone wrong in recent years that we now see 2.3 million people living in households where a food bank was used in the last 12 months. We are committed to ending mass dependence on emergency food banks.
My noble friend talked about families with children. The Secretary of State made this one of her early priorities. She gathered around her a food poverty round table with experts and charities. She has a child poverty strategy, which will be produced in the spring. In the meantime, as a down payment, the Budget yesterday announced additional help for those struggling with debt and for carers. We will offer free breakfast clubs in primary schools. We are getting in and doing things at the start, but above all we need to make sure the system works for families, and we will.
Baroness McIntosh of Pickering (Con)
My Lords, does the Minister not share my concern that the need for food banks might actually grow in the coming months? There has been a bad harvest and we produce only 16% of our own fruit and vegetables. Food prices are going up and the Budget yesterday will impact negatively on farmers. What does she propose to do to reduce the dependence on food banks, rather than increase it?
Baroness Sherlock (Lab)
My Lords, what we are going to do is to support families. People should be able to support their own families, but research has found that if you look at households where somebody had used a food bank in the previous 12 months, 40% of those people are in jobs. Working people should be able to go to work and bring home enough money to feed themselves and their families so, for a start, the Government have just made a significant announcement about an increase to the national living wage. We have a plan to make sure that work pays so that people get into decent jobs and keep them, bringing home enough money to support their families. In the short term, we will make a real difference: free breakfast clubs in every primary school mean that children will not be hungry there. That helps the children and takes a big pressure off their families.