Asked by: Baroness Lister of Burtersett (Labour - Life peer)
Question to the Department for Work and Pensions:
To ask His Majesty's Government how many people were affected by the under-occupancy charge in each of the past five years.
Answered by Baroness Sherlock - Minister of State (Department for Work and Pensions)
Department for Work and Pensions administrative data on the number of people affected by the under-occupancy charge, formally known as the Removal of the Spare Room Subsidy (RSRS), in Housing Benefit and Universal Credit, is shown in the table below. The figures represent the position as of August for each year from 2020 to 2025.
This information is publicly available through the DWP’s Stat-Xplore service at https://stat-xplore.dwp.gov.uk.
| Aug-20 | Aug-21 | Aug-22 | Aug-23 | Aug-24 | Aug-25 |
RSRS HB Caseload | 260,395 | 229,360 | 201,132 | 176,891 | 150,165 | 40,136 |
RSRS UCHE Caseload | 230,495 | 265,743 | 283,078 | 303,872 | 333,692 | 427,268 |
RSRS HB and UCHE Caseload | 490,890 | 495,103 | 484,210 | 480,763 | 483,857 | 467,404 |
Asked by: Baroness Lister of Burtersett (Labour - Life peer)
Question to the Department for Work and Pensions:
To ask His Majesty's Government what steps they are taking to introduce new earned income disregards for Housing Benefit claimants in supported housing.
Answered by Baroness Sherlock - Minister of State (Department for Work and Pensions)
The Department will be introducing new earned income disregards for Housing Benefit claimants in Supported Housing and Temporary Accommodation from Autumn 2026. This will help smooth the transition between the two benefit systems and remove the financial cliff edge for individuals in supported housing and temporary accommodation.
Asked by: Baroness Lister of Burtersett (Labour - Life peer)
Question to the Department for Work and Pensions:
To ask His Majesty's Government whether the new Crisis and Resilience Fund will count as public funds under the 'no recourse to public funds' rule.
Answered by Baroness Sherlock - Minister of State (Department for Work and Pensions)
The Crisis and Resilience Fund will fall within the definition of public funds. We plan to publish scheme guidance in January 2026.
Asked by: Baroness Lister of Burtersett (Labour - Life peer)
Question to the Department for Work and Pensions:
To ask His Majesty's Government whether the new Crisis and Resilience Fund guidance will make furniture and appliance provision an integral part of the support offered by local authorities to those lacking essential furniture.
Answered by Baroness Sherlock - Minister of State (Department for Work and Pensions)
My Department has engaged with stakeholders on the design of the Crisis and Resilience Fund through a structured co-design process involving a representative group of local authorities, third-party organisations and academics. We are considering all feedback received through this process, and we plan to publish guidance in January 2026.
Asked by: Baroness Lister of Burtersett (Labour - Life peer)
Question to the Department for Work and Pensions:
To ask His Majesty's Government what assessment they have made of the potential impact of furniture provision, through the Crisis and Resilience Fund, on the likelihood of low-income households entering unmanageable debt.
Answered by Baroness Sherlock - Minister of State (Department for Work and Pensions)
My Department has engaged with stakeholders on the design of the Crisis and Resilience Fund through a structured co-design process including furniture provision. We are considering all feedback received through this process, and we plan to publish guidance in January 2026.
Asked by: Baroness Lister of Burtersett (Labour - Life peer)
Question to the Department for Work and Pensions:
To ask His Majesty's Government what steps they have taken since the Impact Assessment on Converting Support for Mortgage Interest from a benefit into a loan, published in June 2017, identified limited data on disabled claimants using the Support for Mortgage Interest loan scheme; and what measures they have taken to address the impact assessment's conclusion that the scheme was likely to have a disproportionate impact on disabled claimants.
Answered by Baroness Sherlock - Minister of State (Department for Work and Pensions)
Support for Mortgage Interest (SMI) transitioned from a benefit to a loan in April 2018. Support was provided at the same level as before, ensuring the same degree of protection against repossession.
SMI loans are not repayable until the property is sold and then, only to the extent that there is any available equity.
Since SMI converted to a loan, the Department has regularly reviewed the impact of the policy on its recipients, including on people with disabilities. In March 2021, loan ‘porting’ was introduced to allow SMI recipients to transfer their loan to a new property rather than repay. The primary purpose of this change was to enable disabled recipients to move home due to changes in their disability requirements. Further changes were introduced in April 2023 which extended eligibility to in-work Universal Credit recipients and support was provided after three months instead of nine.
Two separate research projects related to SMI have been conducted and published, in March 2022 and May 2025. Both are publicly available, and a copy will be deposited of both publications in the House of Lords library.
Asked by: Baroness Lister of Burtersett (Labour - Life peer)
Question to the Department for Work and Pensions:
To ask His Majesty's Government what assessment they have made of whether Universal Credit should be increased for those aged under 25 who are living independently, in line with payments to those aged over 25.
Answered by Baroness Sherlock - Minister of State (Department for Work and Pensions)
There are no plans to change the under 25 standard allowance rate.
This government is committed to rebuild opportunities for young people, so that every young person can fulfil their potential, and we are taking significant steps to support people to do so including through our Get Britain Working reforms. The under 25 standard allowance rate maintains the incentive for young people to find, and progress in work and the Department for Work and Pensions provides a range of support to help people into employment.
For those who live independently or have additional living costs, Universal Credit includes separate elements to support all eligible customers with these, including elements for housing, children, childcare costs, disabled people, and carers.
We continue to work in close partnership with other government departments to ensure that care leavers can access the right skills, opportunities and wider support, to move towards sustained employment and career progression. The Department provides a range of targeted additional support for care leavers including access to the higher one-bedroom Local Housing Allowance rate up to the age of 25, as well as tailored support through Jobcentre Plus. We review this regularly.
Asked by: Baroness Lister of Burtersett (Labour - Life peer)
Question to the Department for Work and Pensions:
To ask His Majesty's Government whether they have considered piloting changes to Universal Credit taper rates for young people in supported housing; and what options they are considering to assist people living in supported housing to take on more paid work.
Answered by Baroness Sherlock - Minister of State (Department for Work and Pensions)
People on a low income living in Supported Housing or Temporary Accommodation, receive Universal Credit for help with their daily living costs and Housing Benefit for help with their housing costs. Customers living in Supported Housing are also able to access higher levels of housing support through Housing Benefit.
The Department for Work and Pensions acknowledges there is a challenge presented by the interaction between Universal Credit and Housing Benefit for those living in Supported and Temporary Accommodation and receiving their housing support through Housing Benefit.
We are considering options to improve work incentives for residents of supported housing and temporary accommodation, while taking into account the views of stakeholders. Any future decisions on housing support will be made in the round, prioritising measures that best meet Government objectives within the current fiscal environment.
It remains the department’s priority to ensure that those who can work are supported to enter the labour market and to sustain employment.
Asked by: Baroness Lister of Burtersett (Labour - Life peer)
Question to the Department for Work and Pensions:
To ask His Majesty's Government what plans they have to act on the findings of the Impact Assessment of Support for Mortgage Interest Loans, published in May 2025, including those relating to the experiences and outcomes of disabled claimants and other protected groups.
Answered by Baroness Sherlock - Minister of State (Department for Work and Pensions)
Since its introduction in April 2018, my Department has kept the Support for Mortgage Interest (SMI) loan scheme under review. As a result of this, improvements to the scheme were introduced in 2021 and in 2023. The first of these allowed loans to be ‘ported’ to a new property rather than be repaid. This was primarily aimed at disabled recipients who may need to move home due to changes in their disability requirements.
The research published in May 2025 concluded SMI had the intended impact on recipients, to reduce arrears and repossessions. There are no current plans to introduce further changes.
Asked by: Baroness Lister of Burtersett (Labour - Life peer)
Question to the Department for Work and Pensions:
To ask His Majesty's Government whether the proposal to remove eligibility for the Limited Capability for Work and Work-Related Activity group from people who are under the age of 22 will affect those in specialist education colleges.
Answered by Baroness Sherlock - Minister of State (Department for Work and Pensions)
The Universal Credit Bill makes no change to the eligibility of young people under 22 for the Universal Credit Health element. The proposal to restrict access to the element was the subject of a consultation which closed on 30 June. The responses to the consultation are now being reviewed, and the Government’s conclusion will be announced in due course.