(1 month ago)
Lords ChamberMy Lords, I support my noble friend Lord Tope’s Amendment 251, which I have also signed. We have all spoken of the support we give this Bill because it offers the opportunity to address the problems and injustices suffered by renters in the PRS, which is the most insecure, most expensive and lowest quality of any tenure. However, the Bill fails to recognise that certain vulnerable groups of tenants suffer disproportionately, as we have heard, and need special measures to give them the level playing field they need to be able to live in suitable accommodation that is fair, reasonable and secure in the private rented sector.
Refugees and asylum seekers are just one such group, and their housing experience is in need of radical reform. My noble friend’s amendment, suggesting that the decent homes standard should apply to housing for refugees and asylum seekers, offers an opportunity to move forward.
However, the asylum housing system in the United Kingdom leaves tens of thousands of people in inadequate accommodation, where they often live for years in conditions that significantly undermine their physical and mental well-being. The current outsourcing of asylum housing to private companies has created a system that is marked by significant issues, including exorbitant costs, excessive profit making, substandard housing, and inadequate safeguarding and oversight. I read in the Sunday Times this week that the owner of one such company, Clearsprings Ready Homes, is now a member of the Sunday Times rich list as a result of rapidly expanding contracts from the Government at the taxpayer’s expense.
These providers need to be properly accountable. Refugee organisations report appalling conditions and many incidents of poor, unsafe and cold properties with infestations and mould. It should therefore form part of contracts with providers that the decent homes standard should apply to properties that are paid for by government. Taxpayers’ money is being used to fund substandard accommodation and providers are not being sanctioned. Many of those who are obliged to live in such misery are children, forced to live in virtual isolation and incarceration with housing conditions that are woefully inadequate for their needs. I therefore support my noble friend’s amendment and call on the Minister to reflect on this situation. If she is unwilling to amend the Bill, can she say what the Government are proposing to do to resolve the desperately pressing circumstances of refugees and asylum seekers and the housing crisis that they face?
My Lords, I thank all noble Lords who have contributed to this debate on the decent homes standard and its potential application across a broader range of accommodation types. As we have heard, the Bill introduces new powers for the Secretary of State to specify additional standards for qualifying residential premises, which offers the potential to raise housing quality and improve conditions for tenants across England. This is, in principle, a welcome ambition, particularly if it helps to extend protections to the most vulnerable in our housing system.
We must recognise the dignity of all residents, regardless of tenure. However, while the intention behind these amendments is laudable, it is vital to interrogate the practicalities and the legal impact of such proposals. For instance, how would the Government define “qualifying residential premises” in the context of asylum accommodation, where providers may be delivering services under a Home Office contract rather than under tenancy agreements? What enforcement mechanisms are appropriate in temporary or institutionally managed housing? Where would the burden of compliance ultimately fall?
We must also examine the legislative implications for landlords and housing providers, particularly those operating on constrained margins. Applying a uniform standard across such a diverse landscape of housing may sound straightforward in principle but in practice it could impose significant compliance costs, particularly in sectors such as mobile home parks or supported houses, where the business model and the regulatory framework already differ markedly from the private rented sector.
Stakeholders such as G15, representing London’s largest housing associations, have raised these very points, urging caution in implying one-size-fits-all approaches and stressing the importance of clarity, resourcing and consultation. Similarly, the Royal Institution of Chartered Surveyors has warned of the unintended market disruption that could follow from ambiguous or overly broad standards, particularly if applied unevenly or without sufficient support for implementation.
Amendment 252A, tabled by my noble friend Lady Coffey, seeks to exempt certain buildings from the requirements to maintain specified energy efficiency criteria, specifically those in rural areas, those that are listed buildings or those that were constructed prior to 1900. This raises an equally critical set of questions. As we have heard, many older and listed buildings simply cannot meet modern EPC targets, such as EPC C, without intrusive and costly works that may fundamentally alter their structures or even their appearance. The amendment, therefore, is a measured and proportionate intervention designed not to weaken the decent homes standard but to ensure that it is applied with practicality and flexibility where needed.
Finally, we must ask whether there is a clear and coherent framework in place for assessing which tenures and building types should fall under the decent homes umbrella and whether, without such a framework, we risk creating legal uncertainty or burdens that will ultimately be passed on to tenants themselves.
(2 years, 3 months ago)
Lords ChamberI will talk to my colleagues in Health about that issue. I was not aware of it, but it is important and I will take it forward and come back to the right reverend Prelate.
My Lords, research has shown that the gender pensions gap between men and women is 17% at the start of women’s careers and a staggering 56% at retirement. What are the Government doing to make sure that women get a fair deal on retirement and do not lose out because they have taken on caring responsibilities or other unpaid but valuable work?
Measures have been put in place to improve the state pension outcomes for most women. More than 3 million women stand to receive an average of £550 more per year by 2030 as a result of the recent reforms. Under the new state pension, outcomes are projected to equalise for men and women by the early 2040s, more than a decade earlier than they would have under the old system, so I think we are on top of that issue.
I cannot give the figure for that but am very happy to find somebody who can. I will let not only the noble Baroness but the House know it.
My Lords, figures show that one in five pensioners in the UK are living in poverty, while 1.3 million retirees are undernourished and 25,000 die each year due to the cold weather. The Minister spoke about extraordinary changes in economic circumstances. Given these and the massive increase in energy costs, what additional support will the Government be providing for pensioners, who suffer particularly when energy costs are high?
My Lords, I am conscious that I spoke about households with families before but all the money that the Government are giving for families is available as well to pensioners. The full annual amount of the state pension is worth over £2,300 more in cash terms now than it was in 2010. More than that, about 1.4 million of the most vulnerable pensioners also receive, as we have heard, £5 billion of pension credit. We know it is difficult out there. We are giving money to pensioners through our energy relief costs and living standards costs. We will continue to keep an eye on it and do what we can to increase their budgets.
My Lords, as I have said before, we are looking after the poor. We are investing in increasing benefits and, as we heard on 3 February, giving an energy bills rebate. We are giving £144 million of discretionary funding to local authorities and giving a council tax rebate to people in bands A to D, which is 80% of households in this country. The Government are doing everything they can and will continue to monitor the situation for people who need our help.
My Lords, the Minister talks about the importance of getting people into work, yet the maximum reimbursement for childcare has been frozen since 2005. The cost of childcare has doubled since then. Currently, in 99% of local authorities the cap does not cover a full-time place for a child under two, and in 9% of authorities it does not cover even a 25-hour part-time place. What plans do the Government have to review the reimbursement of childcare costs for parents and people on benefits?
The noble Baroness brings up an extremely important point. To get back into work, many families need good and affordable childcare. Universal credit claimants can claim up to 85% of their registered childcare costs each month, compared with 70% of those with tax credits. In England we are also giving 15 hours a week of free childcare to all three and four year-olds and to disadvantaged two year-olds, doubling to 30 hours a week for the working parents of three and four year-olds if they are claiming benefits. We have also introduced tax-free childcare and, if a universal credit claimant requires emergency help in the period before they get their first pay cheque, we have a non-refundable flexible support fund.
My Lords, I do not see that picture within the DWP telephony services that are outsourced. The Government recognise that some public services are better delivered through private companies than directly through the public sector. It is a matter of looking at all services individually and deciding which are the best to outsource.
My Lords, what steps have been taken to end the use of 200 premium-rate phonelines, admitted to by the DWP, when these cause those on the lowest incomes to pay up to 55p per minute for help and advice on claims?
My Lords, not all DWP telephony lines are outsourced, as we know, but all DWP telephony lines are freephone 0800 numbers.
My noble friend must not forget that today’s working-age people are tomorrow’s pensioners. Future generations of pensioners, not just the current ones, will benefit from this uprating approach. In the long term, if the triple lock is maintained, younger people will benefit as the value of the state pension continues to rise above the trends of earnings rates and price growth.
My Lords, divorced women face the largest gender pensions gap, so what measures will the Government take to ensure that, on divorce, pensions are split sufficiently for divorced women to receive their full entitlement to retirement income?
My Lords, to ensure that anybody is getting the correct amount of state pension, it is important that individuals report to DWP any change in their circumstances. This includes divorce, as it may affect their entitlement to the state pension. This has been the position under successive Governments of different political persuasions, who have then further made this information known in a variety of ways. I suggest that it is important to look at that information on GOV.UK.
As I have said, when the Government put in the £20-a-week increase in universal credit, it was always going to be a temporary position. We now have a comprehensive plan for jobs. There are jobs out there. We will support people in the short and long term by helping them to get new skills and increase their hours to find new work, whether they are young or old, and to ensure what we know is the best way out of poverty, and that is jobs.
My Lords, further to the question from the right reverend Prelate, is the Minister aware that to afford the cost of the Government’s recommended healthy diet, a family on benefits would need to spend 75% of their income on food? What will the Government do to ensure that the cost of a healthy diet is fully factored into the calculation of benefit payments?
I do not think I can add anything further to what I said to the right reverend Prelate. We are looking at the obesity strategy. We have a great free school meals programme, which is also running through the summer and Christmas holidays. It is important that, through the obesity strategy, we continue to look at making good food affordable.
I think that having an exception for a new family, where two families get together, would be perceived as unfair to those families with three or more children who stay together and receive support from CTC or UC for two children, when more recently formed families would potentially receive support for more than two children. Therefore, I do not think the Government will consider this.
My Lords, statistics show that 60% of the marriages of couples aged between 20 and 25 years end in early divorce. Are the Government satisfied about the effectiveness of the PSHE curriculum? Will the Minister ask her noble friend, with his new responsibilities, to look into whether it adequately provides young people with proper and relevant information about marriage, enabling them to make well-informed decisions for the future?
My Lords, in both primary and secondary schools, we are increasing the amount of relationship education we provide. At the end of primary, we expect that pupils are taught that marriage represents a formal and legally recognised commitment of two people to each other that is intended to be lifelong. At secondary schools, we build on the teaching about that important relationship and the opportunity that marriage provides.
(4 years, 7 months ago)
Lords ChamberMy Lords, we welcome these measures and recognise the Government’s intentions to support disadvantaged families through winter and beyond—
I am sorry, but we cannot hear the noble Baroness. Could she try again?
Can you hear me? We very much welcome these measures, and I too pay tribute to Marcus Rashford and his campaign.
I would like to understand a little more of the noble Baroness’s clarification of what is meant by “beyond”. I very much hope that there is to be a longer-term strategy on this issue, as criticisms I have heard from local people are that the Government appear to be following a policy of knee-jerk responses and quick fixes, while the public in general would welcome a much longer-term approach, which would give them more confidence. For example, is it the Government’s intention that the temporary measures taken during the pandemic are to be made permanent, such as the extension of the free school meals entitlement to families with no recourse to public funds? Perhaps the noble Baroness could clarify that.
The Statement also said that local authorities have local ties and knowledge, and this is most certainly the case. Local authorities are to receive £160 million, to be added to the £63 million—[Inaudible.]
I am sorry, but we cannot hear the noble Baroness. Can she get closer to the microphone?
Local authorities are to receive £160 million, to be added to the previous sum of £63 million which was distributed earlier in the year. This is to be paid as a one-off government grant. I would like to understand more about the basis of these measures. What consultations have taken place with local government and what were their outcomes?
The issue of conditionality was raised. How is that to be achieved and demonstrated? Are there to be target numbers of families or children? Are levels of participation to be measured, or perhaps there are measures of improved well-being that are to be reported upon?
What exactly is the basis of these sums of money? We are told that funding will be dispersed according to an authority’s population, weighted by a function of the English indices of multiple deprivation, so presumably we are looking at a sum per head. Can the noble Baroness say how much per head and for how many people?
Does the noble Baroness feel confident about the number of families that are to be helped, given that local authorities have had financial cuts of £16 million over the last 10 years and that their capacity is significantly reduced? Many important services for disadvantaged families no longer exist in many areas, such as family support schemes and community facilities such as libraries, sports and recreation, and local health promotion, and many of those may be required to implement the scheme. Does the noble Baroness feel that the sums of money here will be enough to achieve the objectives she describes in the Statement?
The noble Baroness talked about the importance of nutritious food. Has any financial assessment been made of the cost of providing this to the numbers involved? If so, it would be good to see it. The Food Foundation has established that, to pay for the Government-recommended “eatwell plates”, people on universal credit would need to spend around two-thirds of their non-housing income on food. It would help to understand the analysis that underpins these measures.
We all welcome the expansion of holiday activities for disadvantaged children. Can the Minister clarify how these children are to be identified? Who is eligible for these provisions? Existing criteria exclude many children, particularly in low-paid working families. We have welcomed the temporary measures that have been introduced during the current crisis. Can the Minister assure the House that these will remain in place?
We welcome the £16 million for charities to help those struggling to afford food, but surely this is no more than a sticking plaster. We must ensure that families’ income is sufficient so that they can afford to provide nutritious food for themselves and their children. Removing the benefit cap and the three-child limit would help. If the Government do not intend to do that, what longer-term policies are being considered to ensure that families and children will no longer have to depend on short-term fixes and will have enough income to provide their own food and care for their families without depending on charities?