Question to the HM Treasury:

To ask Her Majesty’s Government what assessment they have made of the extent to which debt management advice takes into account non-financial circumstances of an individual client, and what guidance they issue to those providing such advice about taking those circumstances into account.

These questions have been passed on to the Money Advice Service (MAS). MAS will reply to directly to the Noble Lord by letter. A copy of the letter will be placed in the Library of the House.