Question to the HM Treasury:

To ask His Majesty's Government what steps they are taking to ensure the continued acceptance of personal cheques by banks.

Cheques remain an important part of the UK’s payments landscape. While there has been a decline in overall cheque volumes, they continue to be used by many individuals, businesses, charities and other voluntary organisations. Cheques can be deposited through a range of different channels, including at local bank branches, shared Banking Hubs and the Post Office.

To secure the future of cheque usage in the UK, HM Treasury introduced legislative measures in 2015 to allow banks and building societies to introduce ‘cheque imaging’. Cheque imaging allows a digital image of a cheque to be sent for clearing, rather than the paper cheque itself, and has also enabled people to pay in cheques via their smartphone or tablet.