Question to the Department for Environment, Food and Rural Affairs:

To ask the Secretary of State for Environment, Food and Rural Affairs, whether her Department has made an assessment of the effectiveness of the (a) Property Flood Resilience Scheme and (b) Flood Re in supporting people affected by flooding.

From April 2024 to March 2025, around 350 properties were better protected by Property Flood Resilience measures under the Flood and Coastal Erosion Risk Management Investment Programme.

Flood Re supported over 346,000 household policies in 2024/25, with 650,000 properties benefitting since launch. Flood Re’s second Quinquennial Review, published July 2024, recommends measures to improve efficiency and support transition to a risk-reflective insurance market by 2039. These will be considered by the Secretary of State.

Last month, I met senior insurance leaders to explore industry support for customers, ensuring access to affordable coverage and fair claims, especially for households at high flood risk.