Question to the HM Treasury:

To ask the Chancellor of the Exchequer, if she will take steps with the Financial Conduct Authority to help ensure that (a) Gypsies and (b) Travellers are able to access homes and contents insurance.

As set out in the answer to question 75505 on 11 September 2025, the Government is determined that insurers should treat customers fairly, and insurers must comply with all relevant regulations and legislation. This includes the Equality Act 2010 which generally prohibits discrimination based on certain protected characteristics, including race.

The Financial Conduct Authority (FCA), as the independent regulator of financial services firms, requires firms to treat customers fairly under its rules. This includes ensuring that firms meet their obligations under the Equality Act 2010.

The FCA operates independently within the statutory framework agreed by Parliament and has robust powers to take action where necessary.