Question to the Ministry of Justice:

To ask the Secretary of State for Justice, what steps she has taken to ensure that cost savings to consumers resulting from reforms to personal injury statutes are passed on to consumers by the insurance industry.

Leading insurers have already publicly committed to pass on savings to consumers through lower premiums.

Motor insurance is intensely competitive on price and insurance companies will have little choice but to pass on savings, or risk being priced out of the market.

The government will, however, monitor the industry’s reaction to the reforms and will consider further action if required.