Question to the Department for Levelling Up, Housing & Communities:

To ask the Secretary of State for Housing, Communities and Local Government, whether mortgage providers and buildings insurers have provided undertakings not to penalise leaseholders in apartment blocks under 18 metres with (a) higher mortgage costs, (b) higher fire insurance premiums or (c) refusals to provide fire cover.

Ministers and policy officials have met senior representatives from the largest insurance companies, major lenders and industry bodies, and have encouraged the insurance and lending industries to take a proportionate approach to risk. We are continuing to work with insurers and lenders to restore confidence in building safety and return to proportionate premiums and products.