Question to the HM Treasury:

To ask the Chancellor of the Exchequer, if he will take steps to introduce a Right to Be Forgotten Model to ensure that people with historic cancer diagnoses do not have to declare these when applying for travel insurance.

The Government recognises the importance of ensuring that consumers can access suitable travel insurance products. Insurers make commercial decisions about the terms on which they offer cover following an assessment of the relevant risks, including, where appropriate, a customer's medical history. The Government does not generally intervene in these commercial underwriting decisions.

However, the Government is determined that insurers should treat customers fairly and firms are required to do so under Financial Conduct Authority (FCA) rules. The FCA also requires travel insurers to signpost consumers with pre-existing medical conditions to specialist providers where they are declined cover, offered cover with an exclusion, or charged a significantly higher premium.

The Government does not currently have any plans to introduce a “Right To Be Forgotten” model at this time.