Question to the Department for Education:

To ask the Secretary of State for Education, what assessment she has made of the proportion of PAYE earners currently subject to a combined marginal deduction rate, including student loan repayments, of 50% or more.

The rate of repayment for undergraduate student loans is 9% on all income above the relevant threshold, and 6% on all income above the relevant threshold for postgraduate loans. Other factors, including any reliefs, pension contributions, or receipt of certain means-tested welfare benefits could adjust an individual’s effective tax rate. The department does not hold the data required to calculate combined marginal tax rates for individuals.