Motor Insurance: Young People

(asked on 3rd September 2026) - View Source

Question to the Department for Transport:

To ask the Secretary of State for Transport, what assessment she has made of the level of costs of insurance for newly qualified and young drivers whose cars are equipped with black boxes.


Answered by
Justin Madders Portrait
Justin Madders
Parliamentary Under-Secretary (Department for Transport)
This question was answered on 10th September 2026

The Department has not made a specific assessment on the impact of the cost of insurance for young drivers on the number of uninsured driving convictions.

The Department has not made a specific estimate on the cost of insurance for young drivers with these devices fitted to their cars. The setting of premiums is a commercial decision for individual insurers and the Government does not intervene or seek to control the market. Some insurers have introduced telematics or in-car black boxes to allow better risk-based pricing of insurance, especially for new or young drivers. It can help reduce insurance premiums if drivers show good driving behaviour.

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