Question to the HM Treasury:

To ask the Chancellor of the Exchequer, if her Department will make an estimate of the number of mortgage defaults in Aldershot constituency in each of the next twelve months.

The Government closely monitors levels of mortgage arrears, which remain low by historical standards. UK Finance has predicted mortgage arrears will fall in 2025.

There are significant measures in place to protect vulnerable mortgage borrowers. Financial Conduct Authority (FCA) rules require lenders to engage individually with their customers who are struggling or who are worried about their payments, and the Mortgage Charter also remains in place providing additional flexibilities to help customers manage their mortgage payments over a short period.