Question to the Department for Levelling Up, Housing & Communities:

To ask the Secretary of State for Levelling Up, Housing and Communities, if he will take steps to introduce a cap on the commissions that can be made from insurance premiums on leasehold properties.

The Secretary of State has previously announced that the Government intends to ban insurance brokers from sharing commissions with managing agents, landlords and freeholders. In parallel, we are working with industry to ensure charges can be justified based on work undertaken. Questions regarding the regulation of insurance brokers' commissions should be directed to the Financial Conduct Authority.

Individual leases set out what service charges pay for and the proportion of the charge that each leaseholder is required to pay. We are committed to protecting and empowering leaseholders by giving them more information on the things for which their service charges pay, and ensuring service charges are transparent and communicated effectively, removing barriers to challenge when things go wrong. This will help leaseholders more effectively challenge their landlord if they consider their fees are unreasonable. We are also planning reforms to prevent unjustified legal fees when challenging costs.