Question to the Department for Education:

To ask the Secretary of State for Education, if she will make an assessment of the potential merits of increasing the parental income thresholds used to determine the level of support for maintenance loans.

The department needs to ensure that the student funding system is financially sustainable. The department recognises the impact that the cost-of-living crisis has had on students, which is why the highest levels of support are targeted at students with household incomes of £25,000 or less.

For the 2025/26 academic year, the department will be increasing loans for living costs by 3.1%, which is in line with the forecast rate of inflation based on the RPI All Items Excl Mortgage Interest (RPIX) inflation measure. Vulnerable groups of students eligible for benefits, such as lone parents and some disabled students, qualify for higher rates of loans for living costs. This ensures that most support is targeted at students from the lowest income families, while keeping the student finance system financially sustainable.

There is much more to do to expand access and improve outcomes for disadvantaged students. That is why the department has announced that it expects the higher education sector to do more to support students by working with the government and the Office for Students and by making the most of the Lifelong Learning Entitlement. The department will be setting out longer term plans for the sector next year.