Universal Credit is a means-tested benefit and can not be claimed by people with savings above the upper capital limit of £16,000.00. This means those Self Employed people that you have directed to UC for housing or income support who have savings need to draw down on their savings first.
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Employees and Employers are being supported with the 80% salary grant for those unable to work during the Coronavirus, provided they are kept on and furloughed by their employer and enrolled in the pay-as-you-earn (PAYE) system. This is not means tested, as such employee's savings are not taken in to account and are protected. This is not a fair outcome for the Self Employed that have lost their ability to work due. They should not have to use their savings when employed people do not.