Oral Answers to Questions

Debate between Will Quince and Bob Blackman

Monday 8th March 2021 Commons Chamber

[Bob Blackman (Harrow East) (Con)]

How many and what proportion of benefit claimants are in rent arrears.

[The Parliamentary Under-Secretary of State for Work and Pensions (Will Quince)]

We do not collect information about individuals’ rent accounts. For universal credit claimants with rent arrears, alternative payment arrangements and support with budgeting are available. In 2020-21, we are projected to spend almost £30 billion on housing benefit and the housing element of universal credit to support people with their housing costs.

[Bob Blackman [V]]

I thank my hon. Friend for that answer. The evidence produced by the National Residential Landlords Association and a lot of housing charities demonstrates that rent arrears are growing and growing very fast such that they will probably never be repaid. What action will my hon. Friend take to ensure that rent arrears are eliminated and further assistance is provided to people who genuinely cannot afford to pay their rent?

[Will Quince]

I thank my hon. Friend for his question. He is a strong advocate on these issues. As I say, managed payment to a landlord is available where universal credit claimants are unable to manage monthly payments and are at risk of financial harm. That can be requested by the tenant, landlord or work coach. Our relatively new online tool makes it easier for landlords to request a managed payment to landlords. UC also enables a landlord to request recovery of rent when a UC claimant is in arrears or once a tenancy reaches two months’ rent arrears. I agree to some extent with my hon. Friend. Rent arrears concern me too and we continue to monitor the situation very closely.

Oral Answers to Questions

Debate between Will Quince and Bob Blackman

Monday 14th September 2020 Commons Chamber

[Bob Blackman (Harrow East) (Con)]

What steps her Department is taking to ensure that welfare benefits for rent are paid to landlords to prevent rental arrears building up.

[The Parliamentary Under-Secretary of State for Work and Pensions (Will Quince)]

As my hon. Friend knows, alternative payment arrangements are already available to enable housing costs to be paid directly to the landlord. We have listened to feedback, and in May we introduced a new online system for private landlords, so that claimants who struggle with managing their money get the right support promptly. Landlords can now request that a universal credit tenant’s rent is paid directly to them online, rather than by email or post.

[Bob Blackman [V]]

I thank my hon. Friend for his answer. As he will know, it is estimated that 125,000 people are now in rent arrears, with rent not being paid to landlords. Many of those people will be in receipt of either universal credit or housing benefit. What steps can he take to ensure that that rent will be paid to landlords and to prevent spiralling debts that are impossible for people to repay, so that landlords are paid their rent and tenants do not fall into unnecessary rent arrears?

[Will Quince]

I thank my hon. Friend for that question. He is a passionate and knowledgeable advocate on housing issues, and I always listen carefully to his representations. Alternative payment arrangements such as direct payment to landlords can be requested by the tenant, landlord or work coach, but if there is more that we can do, I am happy to explore it. I regularly meet my counterpart at the Ministry of Housing, Communities and Local Government to discuss these issues, and I am happy to meet my hon. Friend.

Universal Credit: Court of Appeal Judgment

Debate between Will Quince and Bob Blackman

Thursday 25th June 2020 Commons Chamber

[Mr Speaker]

Ground control to first officer Bob Blackman.

[Bob Blackman (Harrow East) (Con) [V]]

If you knew the broadband experience in north London, Mr Speaker, you would know why I need to wear this headset.

One advantage of the universal credit system is that it takes input from claimants that would otherwise have to be re-input several times, resulting in the correct level of benefit, but one problem is that it does not deal with the exceptions. Could my hon. Friend consider a system whereby, when people suddenly see huge increases in their pay and therefore a reduction in benefits, an alert is triggered to allow someone to look at what is going on and correct the position?

[Will Quince]

I thank my hon. Friend. That is a helpful suggestion and certainly one that I will be exploring. He is right to extol the virtues of real-time earnings information. Among many other reasons, it is what makes universal credit much superior to the legacy benefits system, because we are able to ensure that as people’s income fluctuates their support can fluctuate too. His suggestion is a good one, and it is one that I will be looking at along with a suite of numerous other measures no doubt. I would be very happy to meet him to discuss it in further detail.

Homelessness Reduction Bill (Sixth sitting)

Debate between Will Quince and Bob Blackman

Committee Debate: 6th sitting: House of Commons
Wednesday 18th January 2017 Public Bill Committees

[Bob Blackman]

In an ideal world, I would like this to be implemented immediately, but I recognise that councils will need time to prepare, and to recruit and train staff. They will also need to capture a lot of data. Local authorities that do a good job on homelessness prevention will have data on potential landlords, properties that may be available, help and advice from the third sector and other organisations that have the capability to provide the help and assistance required under the legislation. The concern is that a large number of local authorities are not in that position and will need time to gear up. They will need to begin the process of staff recruitment and the time to train people. They will need to change the culture in which they work—we must remember that the original culture is denial of service to homeless people unless they are in priority need. The Bill will change the cultural aspects. I hope local authorities around the country are planning how they will implement the legislation.

[Will Quince]

Further to the point made by my hon. Friend the Member for Mid Dorset and North Poole, and notwithstanding your comments, Mr Chope, on financing, when the finances are likely to be made available to local authorities so that they can undertake transitional work is clearly of some importance for commencement.

[Bob Blackman]

In planning how they implement the legislation, local authorities will need to consider how much it is going to cost them. I take your guidance, Mr Chope, that you do not want us to debate finance at this point, but in putting together those plans, local authorities will have concerns about the resources that they will need as well as the potential for large numbers of people, knowing that the Bill has become law, turning up at their local authority, which is when I suspect we will discover large numbers of hidden homeless people in this country—the sofa surfers that we spoke about in earlier debates.

Homelessness Reduction Bill (Fifth sitting)

Debate between Will Quince and Bob Blackman

Committee Debate: 5th sitting: House of Commons
Wednesday 11th January 2017 Public Bill Committees

[Bob Blackman]

There are a series of two-hour workshops that can be taken off the shelf and used in prisons. They put at the participant’s disposal the means by which to secure a tenancy; inform them of how to claim benefits, if they are entitled to them, and how to secure a job; and provide a variety of different exercises. That would take four two-hour sessions and I do not think that that is unreasonable when people are being prepared to leave prison. They can leave prison with all that in their pocket, as it were, knowing what they have to do and how to do it. That would be a good start in the process.

[Will Quince (Colchester) (Con)]

I can refer anecdotally to the situation at the moment. Certain prison governors and officers will refer those whom they suspect will face homelessness to towns that they know have excellent charitable provision, such as Colchester, when the individual has no connection to that town. Does my hon. Friend think that by identifying such individuals early and making that referral, the new duty will ensure a more even spread? That would also ensure that individuals are referred to a place that is most appropriate for them, not just the place that has the most appropriate provision.

[Bob Blackman]

Clearly, we do not want to be in a position of pot luck where ex-offenders get referred to particular areas where charities are very good at providing help and assistance. It should be the responsibility of local authorities. Whether they choose to outsource that responsibility to a third sector organisation is up to them. What matters is that people should be referred to local authorities so that they can get housing assistance. Often, it may help to take them out of the comfort zone in which they may previously have existed.

I have cited two examples of particular public services, and a third is the armed services. Often, people leave the armed services with specific requirements. It is very important to prepare them for life outside the armed services. The duty to refer those people will be extremely helpful. Members of the Committee will have dealt with people who have had to secure accommodation after leaving the armed forces. I have dealt with constituents who, sadly, are traumatised or injured as a result of serving their country and who have specialist needs.

Finally, the police will also have a duty to refer people. Often, our police force end up being almost a substitute for the health service and for many other public services. I have seen personally the amount of work that police put in for people with mental health problems.

Homelessness Reduction Bill (Fourth sitting)

Debate between Will Quince and Bob Blackman

Committee Debate: 4th sitting: House of Commons
Wednesday 14th December 2016 Public Bill Committees

[Bob Blackman]

I thank my hon. Friend for that intervention. Clearly, what has been referred to is a way forward for us.

The Minister has clarified many of the issues that colleagues have raised. One that has come up in many interventions is six-month versus 12-month tenancies. The hon. Member for Sheffield South East and I also served on the Communities and Local Government Committee in the previous Parliament. It produced an excellent report—I would say that, because I was part of it—which recommended that tenancies be extended. I strongly support longer tenancies for people in the private rented sector. Such provision provides security of accommodation and of tenure. In my view, it should not be a question of six or 12 months; tenancies should be even longer. Why not have three-year tenancies? We have to solve the problem.

My hon. Friend the Member for Colchester made the point about mortgage lenders and other individuals who are involved having to come to terms with what has been suggested Actually, we need another change in the law. I crave your indulgence, Mr Chope. That is something else that needs to be acted on in law, but it is not within the scope of this Bill. What is within its scope is the issue of a local authority trying to house a family or single individuals who are homeless and securing accommodation for them.

We have discussed the matter in detail, and it is clear that if we stuck with a 12-month tenancy, the problem would be lack of supply. It is better to prescribe a minimum of six months, which hopefully could be extended to 12 months to prevent someone from going through a regular cycle of having a six-month tenancy, returning to the local authority, getting another six-month tenancy and so on. I am talking about a cycle of homelessness—the insecurity of people moving on and on and on in an unfair manner. I have explained where we would like to be. As I said, I would prefer to be in a position whereby we could prescribe even longer tenancies. That would be much better for families and for individuals.

[Will Quince]

My hon. Friend is making a powerful point. The length of tenancies certainly needs to be considered, but does he agree that every action has consequences and we must ensure that any legislative change that we bring in—I am thinking of changes that mean additional risk for members of the Council of Mortgage Lenders and for insurers—does not end up pushing up the mortgage payments and insurance premiums of all the people in the country who have mortgages and insurance?

[Bob Blackman]

Clearly that is a consideration, but perhaps for another Bill and another day. It is certainly not within the scope of this clause.

My hon. Friend the Member for Northampton South referred to the housing White Paper. If it is to be released later this year, it will not be long before we receive it. However, I am sure that what the Minister meant was “soon” in parliamentary parlance. That is an important part of this process. The housing White Paper, I trust, will build on the good work that we are doing with this Bill to ensure that we have the accommodation that goes with the duties. I hope that the Committee approves clause 5.

Question put and agreed to.

Clause 5 accordingly ordered to stand part of the Bill.

Clause 6

Duties to help to secure accommodation

Question proposed, That the clause stand part of the Bill.

--- Later in debate ---

[Bob Blackman]

Let me try to enlighten my hon. Friend. The aim, as I have explained, is to provide flexibility so that if a household is able to secure its own accommodation—this might be part of a plan that has been put together—it can do so and then return to the local authority if, for example, the deposit is an issue. The local authority can then say, “Fine. We can deal with the deposit. Thank you very much. Off you go.” For someone who is more vulnerable and requires the local authority to identify housing for them, clearly that is a different issue, because they will need more help and advice. The local authority will then secure accommodation for the individuals affected.

The clause aims to ensure that local housing authorities have the flexibility they need and that applicants can secure accommodation and then return to the local authority and say, “We have found somewhere.” The local authority cannot then turn around and say, “We don’t want you to go there; we want you to go here.” The clause provides flexibility ultimately to protect the applicants, which is key. It will also help the local authority to avoid potential conflict when applicants are, not unreasonably, acting to help themselves. We do not want people to sit back and wait for the local authority to do it for them; we want them to get on, do it for themselves and get help and advice from the local authority. That is what we want the Bill to achieve.

[Will Quince]

My hon. Friend makes a powerful point. Does he agree that the measures are about empowering those who find themselves in that position? I suggest that they do not want to appear as victims reliant on state handouts. They want empowerment to get their lives back in order. If they are making those decisions, that will be best for all involved.

[Bob Blackman]

During the Select Committee inquiry, several witnesses made clear that they were happy to approach the local authority to get help and advice and then take action. The problem that they experienced at first was not getting the help and advice from the local authority. Many individuals were homeless for the first time and were shocked at not knowing what to do and how to do it. If the local authority were to act as a one-stop shop and point them in the right direction, they would be perfectly able to secure accommodation. They just want that extra assistance. We do not want to bind the hands of people who are perfectly capable of looking after themselves but just need that extra help and advice, given that they face a major crisis in their lives.

Homelessness Reduction Bill (Second sitting)

Debate between Will Quince and Bob Blackman

Committee Debate: 2nd sitting: House of Commons
Wednesday 30th November 2016 Public Bill Committees

[Will Quince (Colchester) (Con)]

An amendment will be considered later relating to other advice that might go alongside the advice on homelessness and housing. Might citizens advice bureaux, which exist in many towns up and down the country, be commissioned to do that, on the basis that they can offer advice not only on homelessness reduction, but on other areas that a local authority homelessness adviser might not be able to advise on?

[Bob Blackman]

When an individual threatened with homelessness approaches a local authority for help and advice, one of the pieces of advice that they might be given is to go to a citizens advice bureau. Citizens advice bureaux are not resourced to provide that service at the moment. Under the Bill, however, if local authorities choose to outsource it, they will need to fund it as part and parcel of the process. That could be good news for citizens advice bureaux and other organisations up and down the country.