May I start by making a couple of brief observations? First, the Chancellor got his tone completely wrong when he seemed to suggest that only right-wing politicians understand the value of leaving things for one’s children. That was the wrong approach to take. Secondly, he got the tone wrong when he spoke about benefits paying for people’s lifestyles. I think if someone is aspirational and is striving, and is struggling on unemployment benefit of one form or another trying hard to get a job and to get by, that is not a lifestyle choice. Their lifestyle choice is to work and they should not be denigrated by someone who has never been short of a bob or two.