Mesothelioma Bill [Lords]

Debate between Steve Rotheram and Iain Wright

Monday 2nd December 2013 Commons Chamber

[Mr Wright]

Any cut-off date will be arbitrary. We just want compensation for victims in our constituencies. That issue will have to be explored, and I hope it is explored at length in Committee.

Secondly, I am concerned about the fact that only diffuse mesothelioma is included in the scheme. Workers have contracted a variety of diseases as a result of exposure at work, including pleural plaques and asbestosis. It is not good enough that only one, narrowly defined condition can be included. Again, I hope that the Minister will amend that in Committee.

My third point was touched on by the shadow Minister, my hon. Friend the Member for Stretford and Urmston (Kate Green), and by the hon. Member for Chatham and Aylesford (Tracey Crouch). I have great concerns about the fact that clause 2 confines the scheme to those employees who were employed at the time of exposure. In Hartlepool I have had at least two cases—I referred to one earlier—in which the wife of a worker developed pleural plaques, then asbestosis and then mesothelioma as a result of washing her husband’s work clothes, which released the fibres and allowed them to enter her lungs. Those women—there are probably many more—suffered and died as a direct result of asbestos exposure caused by an employer. Surely it is only fair and just that they should be included in the scheme. I hope that the Government will accept that secondary exposure is an important part of what the Bill should provide for.

The third way in which the Bill must be improved relates to the amount of compensation provided. We have heard time and again from hon. Members on both sides of the House that the payments will be only 75% of the value of civil claims. That really is a mean-spirited and petty act from the Government against people facing a terrible, terminal disease. There can be no possible justification for the scheme paying less than 100% compensation. Why should victims in Hartlepool miss out on what could be several thousand pounds in compensation, which could provide a little dignity and comfort in their final days or—let us be frank—provide their families with the money to bury them, just because a deal has been struck with the insurance industry, an industry that might have lost or destroyed the policies for which they took the cash from those employees in the first place? Let us be under no illusions: the insurance industry has got a hell of a good deal out of this Government and out of this Bill.

[Steve Rotheram]

I am president of the Merseyside Asbestos Victims Support Group. I know from the people I have spoken with—I am sure that the same is true in my hon. Friend’s constituency—that most victims want the recognition that someone is being held accountable for their suffering or that of their loved ones. The financial compensation will help them in their last days or alleviate the financial hardship that losing them, perhaps the breadwinner, might bring to their family.

[Mr Wright]

My hon. Friend makes such an important point. My constituents are victims. They have done nothing wrong. They just tried to do a good day’s work for a good day’s pay. They did not want the trauma and tragedy that exposure to asbestos caused. It is the negligent employers who should be held accountable for that negligence.

The insurance industry should have a key role to play but—let us be honest—has been let off. It has negotiated a scheme that excludes approximately half of all asbestos victims, it can ignore liability for all claims prior to 25 July 2012, its costs are reduced because the average compensation agreement will mean that individually negotiated and assessed costs will not have to occur, and the fault is laid at the door not of negligent employers, but of victims.

On top of all that, the insurance industry is planning to reduce average compensation by 25%, compared with civil cases, and the Government are giving insurers £17 million to set up the scheme. Given that employers’ insurance was compulsory from 1972, the insurance industry has already received the premiums from firms and banked the cash for over 40 years. It has had the money, so now it is time for the victims to receive their fair share.

The insurance industry must have seen the Government coming. The Government have been rolled over by the industry. As a result, my constituents will miss out on justice and compensation at precisely the time in their lives when they need it most. For far too long we have let those people down. My constituents have been let down by a failure to act quickly. The Bill is a step forward, but it does not go far enough for victims of this horrific disease in Hartlepool and elsewhere.