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Written Question
Workplace Pensions: Interest Rates
Friday 29th November 2024

Asked by: Steff Aquarone (Liberal Democrat - North Norfolk)

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, if she will take steps to support those asked to pay large interest payments on pension contributions as a result of the McCloud judgement.

Answered by Darren Jones - Chief Secretary to the Treasury

The purpose of the McCloud remedy is to ensure affected public service pension scheme members are put back into the same position they would have been if the discrimination identified by the Court of Appeal in 2018 had not occurred. It is therefore necessary to apply interest to payments to members or the scheme that would otherwise have been made at an earlier time. Members who need to pay a contribution adjustment can choose whether to make payment after receiving their Remediable Saving Statement or to defer until their retirement. Scheme managers also have scope to support members, for example by allowing payments to be spread over time.