Student Loans

Debate between Rosie Wrighting and Rebecca Smith

Wednesday 18th March 2026 Commons Chamber

[Rosie Wrighting]

I do not think it has been talked about enough in this debate, or in the debate more widely, just how much is added on for students who have to take out a large maintenance loan because they come from a low-income family. I thank my hon. Friend for raising that.

When maintenance grants were scrapped by the Conservatives, that cost did not disappear.

[Rebecca Smith]

The hon. Lady is giving an excellent speech, but there is a whole cohort of plan 1 students who experienced the exact situation that she is describing. In 1997, Tony Blair said that he would not introduce tuition fees. In 1998, he did, and the Labour party then also scrapped maintenance grants. I was 16 in 1997 and was suddenly faced with needing to pay fees and get a loan in order to go to university, and had no family support to afford it. It is important that we recognise that it was the Labour Government who did that in 1998, having said that they would not. We can give just as many examples of decisions that the previous Labour Government made as we can of those made by the previous Government.

[Rosie Wrighting]

I was born in 1997, so the hon. Lady will forgive me if I cannot recollect that. I do not think that graduates are arguing that we should not pay. There is an understanding that graduates should pay for their degrees; it is the scale and fairness within the system that I want to highlight.

When maintenance grants were scrapped, the cost did not disappear; it was simply shifted. It was shifted on to students and turned into debt, and the burden was put on those from the lowest-income families. The very policy that enabled working-class kids to go to university gave us the highest debt as soon as we left. That is not fairness, and that is not opportunity. It is generational inequality designed into a system that disproportionately impacts people who do not have a savings account waiting for them when they turn 18, who do not have the money for a house deposit, and who cannot ask for help for childcare.

That is why I welcome this Government taking steps to strengthen maintenance support, including through the return of maintenance grants. If the Conservatives truly cared about those students, I would have expected them to welcome that.