(1 year, 11 months ago)
Public Bill CommitteesSure, but what I am trying to ensure is that that option is not ruled out where one small co-op could benefit from merging with a couple of others to remain mutual, rather than demutualising. That is the key point.
We have seen that in a slightly different way with credit unions. I helped merge a small credit union in Gloucester with a number of others in Gloucestershire to create one single Gloucestershire Credit Union. That enabled it to survive for another decade, although, sadly, it has now failed.
The key thing is that there are moments when even a mutual can benefit from additional scale by merging with other mutuals—specifically so that it does not need to demutualise. That is really my point, and I am sure the Minister will be able to shed light on the issue.
I will raise a few points, but I am happy for the Minister to write to me afterwards, rather than trying to respond to them straightaway.
One question is whether the Bill applies to credit unions. I doubt it does directly, but I would say in parenthesis that the Minister ought to consider referring to the Law Commission the law on credit unions, to see whether there are ways in which we can fill the gap between credit unions, whose interest rates are strictly controlled, and other private lenders, whose rates can be enormously high. It seems to me that giving credit unions freedom to do more of their work more effectively and for a greater number of people is important. I also believe that it should be possible to confirm whether the law could be such that people could give money to credit unions as though they were giving to a charity.
Some of the questions that have been raised today are actually dealt with by the terms of friendly societies, co-ops and the like. They can transfer their assets to another one, if they fail. That is not covered in this Bill; this Bill gives permissive power, as the hon. Member for Preston told us. It does not deal with the challenge that it is possible to persuade members of a co-operative, mutual or friendly society to change their regulations to allow distribution—I think that is still within scope—but it means more difficulty.
In the LV= situation, members were asked to approve something; they could also be asked to change the rules. As far as I understand it, if a society, mutual or co-op uses this Bill when it is enacted, its provisions can be undone by the members. They are not fixed in concrete forever, but it means that those who intend to preserve the assets and stop them being given out can put a first roadblock in the way.
(7 years, 10 months ago)
Commons ChamberSection 40 should not be introduced. To say to 90% of the local, regional and national press that they have to be forced into a group they do not want to join is bullying of the worst kind. If it were to happen in other countries, the Council of Europe would probably say it was interference in the free media.
William Hone, whose life is described in the book “The Laughter of Triumph”, defied criminal libel law. We should remember that our press basically got its freedom from that moment, when ordinary people on juries refused to convict because they said that the media ought to have the right to lampoon, to be rude and to investigate. I think that people ought to ask the question: what would be the effect of section 40? Would it increase investigative journalism? No, it would not. It would be a good idea if those backing IMPRESS and section 40 gave a list of successful and wrong defamation cases, including of leading politicians who denied they were drunk overseas and various other criminals who later turned out to be guilty of the things they were accused of by the media.
We rely on the media to find out the things few people know about and make them available to all. The whole effect of section 40 will be to chill the opportunity for the media to investigate and report. That is why I believe this House would be wrong to force the Government to bring in section 40. I hope that we do not and I hope that those in favour of it will find other ways to pursue their own aims.
I rise to support, as strongly as I possibly can, the Government’s amendment in lieu of Lords amendment 134. It recognises the force of the arguments laid out in the report by my hon. Friend the Member for Cheltenham (Alex Chalk) and I last year, “Stalking: the Case for Extending the Maximum Sentence”. The report summarised the work of our researchers. Through them, we met victims, stalking charities, academics and police specialists. Everything we learned confirmed our initial instinct that there are a small number of very dangerous stalkers, such as my constituent Raymond Knight who pursued Cheltenham resident and Gloucester GP, Dr Eleanor Aston, to the point of nervous breakdown.
I pay tribute to the Government for accepting our report and its single recommendation of doubling the maximum sentence for stalking from five to 10 years, for amending the appropriate sections of the Crime and Disorder Act 1998 on racial and religious aggravated harassment in line with the change to the maximum sentence for stalking, and for outlining in correspondence additional training that will be part of the measures to deal with the mental health issues of serious stalkers. I know the Home Office and the Ministry of Justice have worked closely on this together. I am grateful to both Ministers here today for their action.
I also want to thank Gloucestershire-based Baroness Royall in the Lords for her commitment and contribution, and all those who informed us and shared harrowing experiences, including a constituent and her family. I would like to quote from her 16-year-old daughter, who was so egregiously stalked. She told us that the stalker
“broke into my house one night…all the knives in the knife stand were gone…I was sure I was going to die.”
In this particular case, my constituent and her family prefer to remain anonymous, not least because my constituent has been moved by the police to a safe house far from her home and her own children.
I am extremely grateful to all those who informed us, educated us and motivated us. I suspect the work I have done with my hon. Friend the Member for Cheltenham means that the neighbouring constituencies of Cheltenham and Gloucester have not worked so closely since the creation of the Cheltenham & Gloucester building society —now, alas, long since gone. It is for a good cause that we come together in support of the Government’s change of law.
The Government’s amendment in lieu will give judges the flexibility they need. As Dr Aston has said, victims will be able to sleep more easily when the worst stalkers are sentenced and the stalkers themselves will better understand the seriousness of their crime and receive more help in resolving what is a severe obsession and mental health issue. Of course, as the hon. Member for Birmingham, Yardley (Jess Phillips) pointed out, that will not in itself stop stalking, but it shows that victims and judges are being heard, that MPs and ultimately the Government listen and that laws can be changed so that sentences better reflect the harm that a crime can inflict on innocent victims, most of whom, as in the instance that inspired my neighbour and me, are women. Ultimately, justice is only as good as the laws we adapt and the way in which they are implemented. In that context, I pay tribute to the Prime Minister, who made stalking a crime on the statute book when she was Home Secretary, and to the current Home Secretary, who has introduced protection orders against stalkers.
I will finish by returning to where this campaign started: the judge and the victim in Gloucester Crown court. I would like to thank Dr Ellie Aston for inspiring us, for being strong and for having faith; other victims for opening their hearts and sharing their stories; stalking charities, such as the Suzy Lamplugh Trust, the Network for Surviving Stalking, Protection Against Stalking and Paladin; and the Hollie Gazzard Trust, the police and the University of Gloucestershire, which happens to be a leader in research in this sad area. This part of the journey for justice for victims of stalking is now close to over. The hon. Member for Birmingham, Yardley has reminded us that there will always be other issues to be raised and resolved, but today’s amendment in lieu deserves everyone’s support.