Universal Credit and Personal Independence Payment Bill

Debate between Nusrat Ghani and Gill German
2nd reading
Tuesday 1st July 2025

(2 weeks ago)

Commons Chamber
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Gill German Portrait Gill German (Clwyd North) (Lab)
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It is safe to say that the topic of today’s debate has been my overriding focus in recent months. I thank my constituents and all organisations for their input, as well as the Secretary of State and the wider DWP team for listening to concerns, and indeed for acting on them with recent amendments.

The Bill will raise the universal credit standard allowance by the largest increase since the 1970s. It will help 3.9 million families with an average gain of £265 a year, bringing us closer, finally, to ensuring that every family can afford the essentials without relying on charity or community support. I wholeheartedly welcome this as part of the Government’s wider efforts to rebalance universal credit to better reward work and improve basic adequacy, along with an end to reassessment for those with the most severe conditions and an end to work capability assessments, as well as the right to try work without the risk of losing existing entitlements and crucial increased investment in health and into work pathways.

However, the undeniable focus of the Bill has been changes to the personal independence payment. I truly thank my Clwyd North constituents for their time and their trust in sharing their stories so openly. To them, I say: I hear you, and will continue to represent you. So many of my constituents have been desperately worried about what the eligibility changes mean for them; this concern is real, and it must be taken seriously. One constituent said to me:

“Every time I turn on the news, it’s there. I’ve looked at the changes and I know they won’t affect my payments, but I keep wondering if I’ve got it right…and it’s causing me real anxiety.”

That level of fear is hugely regrettable, and is a responsibility we all share.

Thanks to the incredible support of advice organisations in Clwyd North, many of my constituents have navigated the complex PIP system—one, by the way, that is too reliant on appeals and outside agencies—and now have some stability in meeting daily costs, which remain far too high for far too many. It is right that the Government have listened to these concerns, and I welcome the Government’s amendments to protect existing claimants and the accelerated review of PIP assessments with a stronger commitment to co-production with disabled people.

However, it is also right to recognise that the system is not working as it should be. It is right that we recognise that too many believe that they have nothing to offer and that their health, and particularly their mental health, defines what they can do. It is also right that we stop that belief being passed on to the next generation—something I have seen far too often as a teacher—and stop too many young people feeling that they do not belong in the social networks and financial independence that good work provides.

The expected soaring reliance on PIP reflects the woeful lack of health and local support that has been offered until now. Areas such as mine have sought to fill this gap, with services that create bespoke pathways to work—like the pathway trod by my constituent whose life changed forever when he was helped out of his bedroom, which he had stayed in for years while struggling with his mental health, and into stable work in our local hospitality sector. There are many more like him. We must turbocharge that support, working closely with health services to provide the wraparound care that people need. And, as an inactivity trailblazer area, Clwyd North is determined to lead this effort.

Reform is endlessly challenging, but it is necessary as the system we inherited is not working. It is a hugely ambitious challenge and requires us to be bold and determined. I came into politics to be bold, and I will work tirelessly to make real change happen. And it is with that belief that I support this Bill today.

Nusrat Ghani Portrait Madam Deputy Speaker (Ms Nusrat Ghani)
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I call Steve Witherden—not here. I call Ian Byrne.

Income Tax (Charge)

Debate between Nusrat Ghani and Gill German
Monday 4th November 2024

(8 months, 1 week ago)

Commons Chamber
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Gill German Portrait Gill German (Clwyd North) (Lab)
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I could not have been more pleased to hear the Chancellor’s game-changing Budget last week, putting an end to the cynical short-termism of the previous Government and taking on the long-term challenge of rebuilding Britain to be the fairer, more equitable society that we know it can be. Today, what an absolute tonic it was to hear from our Secretary of State for Work and Pensions, who is serious about driving up opportunity and driving down poverty and has a serious plan to do so. No more tinkering at the edges and no more blame game with the very people who deserve our support, but a practical, people-centred plan to get Britain working and to support and empower the most vulnerable for the long term.

People in my constituency of Clwyd North have much to welcome in what the Secretary of State said. There is the £470 rise this year alone in the state pension through retaining the triple lock, despite the financial inheritance left to us by the Conservatives. The significant increase in the earnings threshold for eligibility for carer’s allowance is welcome news for 3,000-plus family carers in my constituency, as are the valuable consequential funds gained by Wales through the extension of the household support fund to support those struggling most with household costs.

If I may, I would like to celebrate the two measures that resonate most with me as a result of my journey to this House through teaching in our classrooms and working with our communities in local government. They are the £240 million package to open up opportunities to all those left behind to get into work and to get on in work, and the fair payment rate for universal credit, which is relied on so much by those in and out of work. Deductions will be capped at 15% rather than the crippling 25%, which stops too many families from ever getting their heads above water.

Our children, families and communities deserve a fighting chance. Only a joined-up, person-centred approach can achieve that, which is why I am delighted to see the dawn of the “Get Britain Working” White Paper, enabled by this Budget. At last, we have a Government who are putting investment front and centre of rebuilding our country—investment in infrastructure, business and, crucially, in our people. It is about time. Our people are our greatest asset. This is a Budget—