Oral Answers to Questions

Debate between Nia Griffith and Rory Stewart

Thursday 7th July 2016 Commons Chamber

[Rory Stewart]

My hon. Friend has been an extraordinary champion for his constituency—indeed, he had a late Christmas day celebration a couple of days ago. I saw at first hand with him the devastation for businesses in Calder Valley, ranging from furniture shops to carpentry manufacturers. The problem on commercial insurance is, of course, that different businesses have different attitudes towards interruption payments and excesses. However, that is being addressed through the BIBA process and, most importantly, through the investment in flood defences.

[Nia Griffith (Llanelli) (Lab)]

I fully understand the 2009 cut-off date for Flood Re, of which developers and local authorities should have been fully aware, but what more can the Minister do to make it legally binding to inform purchasers that they will not be eligible for Flood Re? What about properties that are downhill of new developments that have subsequently become more at risk as a result of developments built since 2009?

[Rory Stewart]

Fundamentally, the answer to these issues is to ensure that we have good flood defences and that we build resilience in housing, but it is absolutely correct to say that we need to ensure that transparency is part of that. Somebody buying a house needs to know that it is at flood risk so that they can make an intelligent decision—ideally, it would be not to buy that house.