Oral Answers to Questions

Debate between Mohammad Yasin and Thérèse Coffey

Monday 30th November 2020 Commons Chamber

[Mohammad Yasin (Bedford) (Lab)]

What recent assessment she has made of the effect of the benefit cap on families with children.

[The Secretary of State for Work and Pensions (Dr Thérèse Coffey)]

The most recent statistics, released last week, show that 140,000 households with children have had their benefit capped. The proportion capped remains low by comparison with the overall universal credit case load. New and existing claimants can benefit from a nine-month grace period when their benefit will not be capped if they have a sustained work history, and exemptions of course also remain in place for vulnerable claimants. Since the introduction of the cap, 190,000 households are no longer capped under such benefits and nearly 80,000 are no longer capped under UC.

[Mohammad Yasin [V]]

The number of households with children receiving universal credit who are subject to the benefit cap in my Bedford and Kempston constituency rose by a staggering 186% between January and May this year, so will the Minister guarantee that the £20 UC uplift will reach the families who need it?

[Dr Coffey]

My understanding is that 460 households with children were subject to the UC cap in the Bedford local authority area. I am conscious that that is a higher number than the hon. Gentleman may wish, but I point out to him that we can also make the effort to encourage people to go for vacancies, so that they can start to earn more money, which at some point triggers a removal of the benefit cap.

Supporting Disadvantaged Families

Debate between Mohammad Yasin and Thérèse Coffey

Monday 9th November 2020 Commons Chamber

[Dr Coffey]

Indeed, my right hon. Friend, a former Secretary of State for Education—a notable one at that—is right to put his finger on this and say that it is a comprehensive approach. I am aware that some of the best courses have included the whole family, which ensures that we can help them build that sustainable and resilient future. They also include some basic elements as well as some really sophisticated ways to try to improve these enriching activities, which I am sure they will enjoy.

[Mohammad Yasin (Bedford) (Lab) [V]]

I have had many heartfelt letters from directors of small and medium-sized enterprises who have received no financial assistance from the Chancellor, despite running successful businesses. Many have no idea how they will make ends meet for their families this Christmas—the families that this Government have forgotten about. Universal credit is not the answer. When will the Government do the right thing and support these businesses through the crisis, so that they can be there to support the economic recovery?

[Dr Coffey]

The Chancellor has appeared before this House on several occasions, as have other Treasury Ministers, setting out how we are supporting self-employed people. I am very conscious that there is access to help, whether it is through business loans, or, for those people who do not have savings that are not business assets, universal credit, but one thing about this particular scheme is that it will be for local councils to identify and decide who is eligible for support. I am conscious that the hon. Gentleman wishes to see other elements, but this is a comprehensive package from which many of the people he refers to may well benefit.