(5 years, 1 month ago)
Commons ChamberI will endeavour to be a tad briefer than some of my colleagues on both sides of the House.
This Queen’s Speech was delivered against a backdrop of chaos and a political crisis that we have never seen before. It was nothing more than an expensive distraction from the shambles that is Boris Johnson’s premiership. While I am more than happy to pay tribute to the hon. Members for North East Derbyshire (Lee Rowley) and for Truro and Falmouth (Sarah Newton), who opened the debate, I think it is clear that, as was said, the Government are desperate to hold on to the Union of this Kingdom. Perhaps a more apt choice of Fleetwood Mac lyric than “Don’t stop thinking about tomorrow” would have been “Chain, keep us together”, because that is what they are hoping for. The fact is that, despite the pomp and ceremony, none of the announced Bills will be implemented before a general election, and I think that the Government know that.
The right hon. Member for Islington North (Jeremy Corbyn) outlined his ambitions to scrap the benefit freeze, the rape clause, the two-child tax and the bedroom tax. I was pleased to note that he had a copy of the 2017 Scottish National party manifesto. We have been espousing those policies for the best part of five years, and it is good that he has finally caught up with our programme. It was good of the SNP to help him out by writing his manifesto; I know that he needs a bit of inspiration.
Sadly, the Queen’s Speech cannot be delivered by this Government. In their current form, they would be lucky to do so. The hon. Member for Southend West (Sir David Amess) said that he was praying for miracles. Let me say with the greatest respect: the Government need a miracle to get this Queen’s Speech passed.
Not only did the Prime Minister lie to the Queen about Prorogation, but he has now brought her to this place to launch his election campaign. If we hear the words “Get Brexit done” one more time—perhaps someone will tell me, and the rest of the UK, exactly what that means. In fact, it is meaningless, and it detracts from the real problems that we face across the UK, and with which the Government have to deal. We have heard vague promises of hospitals, police on the streets and better education. We in Scotland know exactly how to deliver an education system, a police system and a justice system, because we in Scotland have been doing that successfully. In the crisis that is Westminster, it is the SNP Government who are delivering for Scotland.
Ironically, the Government appear to be putting law and order front and centre of their ambition to return to power. That would surprise most people, given that the Prime Minister was recently found to have broken the law by the highest court in the land, and consistently says that he will do the same again at the end of the month. We have a Parliament in turmoil, a Government without a mandate and a Prime Minister with no power, yet we find ourselves in the House delivering the election manifesto of the Conservative party through the vehicle of the Queen’s Speech.
The Government are cutting taxes for the rich while cutting services for the rest of us. Rather than using the Queen’s Speech to address the glaring inequalities across the country, the Prime Minister used it to announce a crackdown on our European neighbours entering the country, a move that would be devastating for my constituency and for Scotland. In Scotland we have a problem with emigration, not immigration, and this proposal proves how out of touch the Government are with the wishes of the people of Scotland. It does not need to be said again, but I will say it again none the less: Scotland voted to remain in the EU, and the Government have shown a flagrant disregard for the will of the Scottish people. [Interruption.] I am happy to take an intervention, if the hon. Member for Corby (Tom Pursglove) would like to make one. No? Then I will carry on.
As I was saying, EU citizens from outwith the UK who are living in Scotland make up just over 3% of our population. They enrich our culture, strengthen our society and boost our economy. Leaving the EU and ending freedom of movement could cost Scotland up to £2 billion in tax revenues. I would like to understand how MPs who also represent Scotland on this side of the House intend to answer to their constituents when the general election comes. For Scotland that is not a price worth paying, and Scotland is not willing to pay it.
In my constituency, thousands of EU nationals are anxious about their future. I recently held a surgery specifically for those who are concerned about their future in the UK post Brexit, and the response was heartbreaking. Women in their 80s are planning to leave the place they have called home, families fear that they will have to return to a place that their kids will not recognise because they have never lived there, and young people are angry about the fact that their opportunities are being removed by this Government. Their anxiety was not relieved when the Minister for Security threatened EU nationals with deportation from the UK if they did not apply for settled status. We all know that the Government’s response has been woeful.
Europeans who work in our health service, support local businesses and help to grow our economy now face the full force of the Tories’ hostile environment. As if it were not bad enough to be happy to target anyone who does not look like a British citizen, they now want to target EU nationals who contribute to healthcare, contribute to the economy and contribute to Scotland. They are happy to tell us that those people must apply for settled status in a home in which they have lived for most, if not the entirety, of their adult lives.
I cannot support a Queen’s Speech that is inward-looking and ignores the problems that my constituents face. Rather than focusing on blocking EU nationals entering the UK, the Government could have used today’s events to announce a halt to universal credit, a failed policy that has been wreaking havoc in my constituency, causing people to turn to food banks and crisis grants just to feed themselves. That is this Government’s record. That is the record that we are not hearing about from the Prime Minister, but that is the record that the Government will face at the ballot box: a policy that is leaving local authorities out of pocket by millions of pounds, and picking up the pieces for a private sector that is increasingly reluctant to accept universal credit claimants.
The Prime Minister could also have announced compensation for the 1950s women whose pensions were removed from them with no consultation, or he could have called an end to the benefits freeze—another policy that has been in our manifesto for quite some time. Instead, in a room full of lords and ladies, the Queen, sitting on a golden throne, read a party political broadcast written by an unelected Prime Minister with no working majority, announcing the continuation of punitive policies that have harmed the most vulnerable in society.
Today has proved again how out of touch this place is. Scotland deserves the choice of a better future than the one that is being imposed upon it. It is clearer than ever that the only way to protect Scotland’s interests properly is for it to become an independent country.
(5 years, 9 months ago)
Commons ChamberThat is exactly why I have secured this debate. It is important that the Government provide answers on how they hold these businesses to account, especially big businesses like Santander.
I have continued to campaign actively on town centre decline and regeneration in areas such as Hamilton and Carluke. The consequences of further closures of banks and high street stores in the Clydesdale area cannot be overestimated. The wider impact they would have on Lanark are all too obvious and cannot go unrecognised.
Santander wrote at the end of last month to inform me of the decision to close its Lanark branch, with the rationale being that its internal review had found the branch to be no longer viable. However, anecdotal evidence suggests that it had already removed key services such as specialist mortgage advice and financial advice from many of its branches during the internal review.
According to the letter, 89% of customers using the branch are also using additional ways to complete their banking. That includes 26% using another Santander branch and 53% using online or mobile telephone banking. I fully accept that the changing nature of the digital economy and the increased use of online banking have changed how we use branches. However, Santander’s own figures suggest that it is content to let down the nearly three quarters of customers who are unable to travel to another bank and who rely on that service, and the nearly half of customers who do not or cannot access their bank online or through their phone.
The Santander branch on Renfrew High Street is the sixth bank branch to close in the last three years across Renfrewshire. Does my hon. Friend agree that it is simply not good enough for banks to up sticks and leave without taking account of the digital and geographical constraints that are a reality for far too many of our constituents?
I wholeheartedly agree with my hon. Friend, who drives home the point of this debate. In my constituency of Lanark, the rural issues go to the heart of why these closures are so impactful and, ultimately, why we are calling on the Government to do something about it.
This Government have stood on the back of the financial industry for years, yet they have done little to regulate it, to the point where banks are now closing right, left and centre and nothing is being done to improve local economies. None of the measures being taken has considered the impact on rural economies.
(7 years, 1 month ago)
Commons ChamberI am going to make a straightforward speech as I am aware of how many Members want to speak. I am conscious that many of our debates involve jargon that is inaccessible to most people who try to follow politics, so I rise to make just three basic points. First, I will explain what universal credit actually is. Secondly, I will describe what has gone wrong since the universal credit roll-out began. Thirdly, I will explain why it is so important that the Government halt—not scrap—the roll-out until we can deal with the problems effectively.
I find myself in a bizarre situation: I am going to stick up for the principles behind a Tory policy. Universal credit is a simplified online-only way of receiving benefits. It rolls together six benefits, including unemployment benefit, tax credits and housing benefit, into one personally tailored payment. It makes sense. For a lot of people, social security used to stop altogether once they began to earn above a certain amount. Universal credit seeks to remedy that by slowly and steadily declining as people earn more through their job, rather than suddenly stopping altogether.
That all seems absolutely reasonable, which is why I stress again that we are not calling for universal credit to be scrapped altogether. We want it to be halted because, like most Conservative policies, the minute we scratch beneath the surface we see the harsh truth. What has gone wrong here? There is a minimum 42-day wait for the first payment, which we have heard umpteen folk talk about, but I do not think the Chamber appreciates the reality of what that means. It means the most vulnerable are being left for six weeks with absolutely nothing.
My South Lanarkshire constituency was one of the first in Scotland to see the roll-out of universal credit, and I have witnessed my constituents relying on food banks as they wait up to 12 weeks for their universal credit payment. Does my hon. Friend agree that the policy is clearly not working in practice? Will she invite the Minister to visit my constituency and see how his policy is actually working, because it is a disaster?
I thank my hon. Friend for raising that point because I want to say to Conservative Members that none of us is lying about our experiences. We are not making things up. We are coming to the House with genuine problems that the Government are failing to address.
DWP figures show that around one in four new claimants waits longer than six weeks to be paid—a 25% failure rate: staggeringly alarming given that universal credit is still in its early days. Benefit delays remain a primary reason for the increase in the use of food banks. Citizens Advice has found that, from 52,000 cases, those on universal credit appear to have, on average, less than £4 a month left to pay all their creditors after they have paid essential living costs.
(7 years, 11 months ago)
Commons ChamberI appreciate my hon. Friend’s point; it is evident throughout different parts of the Government just now that the administration has become problematic, but today I want to focus on the fact that tens of thousands of single parents face the risk of being wrongly sanctioned by the jobcentre. Two in five sanction referrals and decisions against single parents are actually overturned, which shows just how faulty and flawed the system is. Surely we could make this small, uncontroversial change, prevent a lot of hassle to begin with and, hopefully, save some money.
Earlier in the week, I spoke in a debate on employment and support allowance and personal independence payments. More than 65% of decisions are overturned on appeal, which means that your Government’s system is broken. Over 80% of the claims affect women who are predominantly single parents. Your system—the Government’s system—is broken.
I have no system, so mine is not broken, but that of others might be or might not be.
I am going to make a wee bit of progress.
When someone suffers from mental health issues, there is no escape. It does not matter what is happening around them—it is in their head. No matter who they speak to or where they are, they are looking at life through a prism of utter fear and intimidation that exists only in their head. It takes over their entire life and their entire perspective on everything. It affects all the decisions that they make.
I ask Members to imagine feeling like that and then being told that, because their bus was late, they will not have any income to buy food or deodorant, to put money in the electricity meter or to feed their kids for a week. That is the reality of what many people are experiencing.
May I add to that the fact that women are, unfortunately, unable to access sanitary provision? As a result, they are reliant on the “big society”, as Government Members refer to it. Food banks provide tampons and sanitary products to women who cannot afford to buy those simple products because the Government’s sanctions regime penalises them.
My hon. Friend has hit the nail on the head. The fact is that we have people who are in desperate need not just of food, but of everyday products.
I entirely and completely agree. That is the perfect example of someone who, under the Bill, would be exempt from a sanction because of their caring responsibilities. Those in charge would see that someone whose child is ill or has an emergency of course needs, as a parent, to be with them.
May I add another example? A constituent of mine with three young children approached me to tell me about her issue with Concentrix in November last year, when she was sanctioned for six weeks over Christmas. Her children went without at Christmas as a result of this Government’s policy, only to discover that that was later overturned. This is a Government who allow families to go without for six weeks over Christmas.
In many ways, the fact that the Bill has come before the House so near to Christmas may actually be a good thing. A number of people I have met or who have stopped me in the street up in Paisley or Johnstone have told me, “I don’t know what to do over Christmas. I don’t know where to get food. I don’t know if I can afford to get the kids any presents and be able to survive and have lighting in the House.” That is not the kind of society that I want to live in. It is not the kind of society that any Government should be proud of. The Government would be daft—it would hurt them in the polls at the next election—not to see the damage they are doing to society. Surely, when the Government hear stories like those we are telling today, they should think, “We need to change something here.” I have tried to make the Bill as palatable as possible to enable the Government to adhere to it.