(11 years, 9 months ago)
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That is a very good point, and it is something that I will come on to later in my speech.
As I was saying, a married couple with a three-bedroom house, which they have lived in for a long time, will need to top up their rent from another source if they want to stay in the home and obviously, since the family is receiving housing benefit, any sources of additional income are extremely limited. That is something that this cynical Government are fully aware of.
In my constituency, which is very young, there are a number of families who have two children of the same gender living in a three-bedroom property. Under the new rules, they would only qualify for a two-bedroom property. What would my hon. Friend’s advice be to them? Or perhaps I should ask what the Minister’s advice would be to a family who have a 15-year-old boy and a 12-year-old boy, with the 15-year-old about to turn 16 in a few months’ time, but in the meantime—from April onwards—the family will have to find that extra rent. Will that drive the family into the hands of moneylenders, or do the Government have a plan?
We should wait until the Minister responds to the debate to find out exactly what the Government propose for that situation, but I do not think that it will be very much really.
Basically, the hypothetical family who I am talking about could be forced to leave the family home, and that is exactly what it is—a family home, not just a house. They will have no space for their grandchildren, who will not be able to stay with their grandparents. For families who are forced to downsize because of the cuts in housing benefit and who are in need of a one-bedroom property, the National Housing Federation has found that, although approximately 180,000 social tenants are under-occupying two-bedroom homes, less than 85,000 one-bedroom social homes are available.
That is not the way to treat the armed forces, especially when they are on active service in Afghanistan and elsewhere.
The Government say that they are trying to save money, but that is impossible for the great majority, who will be forced to choose between their home and a basic standard of living. There is a shortage of one-bedroom properties. If people choose to move into the private sector, rents and housing benefit claims might be higher. The changes hit right across the board, including members of the armed forces, the disabled, the vulnerable and sick people who sometimes, but not always, need a carer.
In my constituency, private sector rents are so much higher than in the social rented sector that moving is not an option for people in such circumstances. Does my hon. Friend agree that in my constituency, and I am sure in other constituencies too, many people do not understand that the change will happen from 1 April, or from when their tenancy renews? Does he foresee a big social problem arising from the Government’s lack of ability to communicate this invidious policy?
My hon. Friend makes a valid point. As MPs, we are seeing a great increase in benefit casework. As we get closer to 1 April, the casework will get even harder.
The under-occupancy rules are the manifestation of the Government’s appalling manipulation of the welfare debate. The language is the same old narrative that we have had down the ages: to secure their own position, the Tories pit one section of the community against the other. Once, it was the deserving poor and the undeserving poor; now it is strivers versus shirkers.
This legislation is unbecoming of a civilised society: it is born of ignorance and raised by prejudice. What is deserving of a civilised society is a new house-building programme, decent jobs, a growing economy and one nation in which we truly are all in it together. The legislation is wrong and should be repealed at the earliest opportunity.