"My hon. Friend has been very indulgent of me. I suspect one interesting point was not taken into account by the survey. That would be the fantastic cost of splitting up all the county-wide services, which range from adult and children’s social care to waste disposal. To divide that into …..." Mark Garnier - View Speech
"My hon. Friend and Worcestershire neighbour is making a strong argument about the risks of a north-south divide, in which the north could be subsumed under a greater Birmingham. That is a very important point. Is he as surprised as I am that, of the district and city councils across …..." Mark Garnier - View Speech
"I have to say that it is a joy to yet again be locking horns with the Pensions Minister on a topic that is important to us all: saving for our retirement. And it is important to note that there are many things that we agree on. We all acknowledge …..." Mark Garnier - View Speech
"Absolutely. The Government are really keen to get people to save for their futures and then they do everything they can to try to stop them doing that. The hon. Gentleman is absolutely right. We are just going to kick another problem down the road. By the way, when the …..." Mark Garnier - View Speech
"Indeed—our report, though it was published in May this year. It is a weighty tome. Even its title is pretty dry: “Understanding the attitudes and behaviours of employers towards salary sacrifice for pensions”. The Minister proudly told us that this document underscored the rationale for—[Interruption.] Oh—because it …..." Mark Garnier - View Speech
"The Chancellor’s Budget put a cap on salary sacrifice for pension savers at just £2,000. That was to raise an extra £4.8 billion in 2029, and it will affect 3.3 million savers and 290,000 employers. What research has the Pensions Minister done to understand and quantify the negative effects that …..." Mark Garnier - View Speech
"Well, it was not us who put it in place; it was Labour.
This policy hits the private sector disproportionately: 14 times as many people save through salary sacrifice in the private sector as they do in the public sector. Whether it is kite-flying about lump sum withdrawal or taxing …..." Mark Garnier - View Speech
"While we are talking about bonds, does my hon. Friend agree that, given the fact that we have an unusually large amount of index-linked gilts in the market and inflation is running at a higher rate than it was when Labour came to power, the cost of paying off the …..." Mark Garnier - View Speech
"It is a great pleasure to serve under your chairmanship, Mr Dowd. I add my congratulations to the hon. Member for Amber Valley (Linsey Farnsworth) on bringing this important debate to Westminster Hall.
Conservatives are the party of aspiration. We believe that work is not just a payslip; it is …..." Mark Garnier - View Speech