Pensions
Debate between Mark Francois and Guy Opperman(3 years, 8 months ago)
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Guy Opperman
My hon. Friend is a champion for his constituency and rightly raises the importance of what we are doing. I draw his attention to two key points: first, the Pension Schemes Act will make his constituents’ pensions safer, better and greener; and secondly, the automatic enrolment reforms that we have brought forward as a coalition Government and then a Conservative Government unquestionably support his constituents, who are saving in their thousands, to the tune of 8% per annum.
Of course, my hon. Friend will be aware that in 2012, approximately 35% of our young people were saving into a workplace pension, and now 86% in his community are doing so. Similarly, women, who were saving at 40%, are now saving, quite obviously, up at 86%, as I outlined earlier.
Mr Mark Francois (Rayleigh and Wickford) (Con)
Very quickly, I have a compliment and a question. The compliment is that, as an MP of 20 years’ standing, I know that pensions are one of the most difficult things that we get inquiries on from constituents, and the Minister, when he replies, has a knack for explaining these things in everyday English that is simple to understand. I thank him for that.
Mr Francois
My question is this. The very helpful notes that go with the instrument state:
“A full impact assessment has not been produced for this instrument.”
We were not expecting “War and Peace”. There will be a reason why the Government took that decision; perhaps the Minister will explain it to the House.
Guy Opperman
As always, I am grateful for my right hon. Friend’s intervention and support, and for his kind comments. I accept and take any praise that is due, and likewise hope that all Whips have taken due note of that.
Guy Opperman
Indeed. The practical reality is that I will write to my right hon. Friend with more detail about the impact assessment, but clearly, this is an annual review that is done on an ongoing basis to ensure that the automatic enrolment regulations should be enforced in an appropriate way, and they should be reviewed and assessed in an appropriate way.
Some colleagues have raised matters of the Budget, and I leave that to my right hon. Friend the Chancellor. Similarly, the hon. Member for Strangford (Jim Shannon), whose comments we always appreciate—it is an honour to respond to the great man—asked for a specific assurance that the Government will continue to support employers. I can give him the profound assurance that my right hon. Friend the Chancellor on Wednesday will continue the massive support that this Government have made to employers on an ongoing basis. That will continue.
Clearly, we work on an ongoing basis to implement by the mid-2020s the automatic enrolment review; we continue to work forward on the pensions dashboard; section 125 of the Pension Schemes Act has made a significant difference on pension scams; and we continue to put climate change at the heart of pensions, which are now safer, better and greener under this Government.
Question put and agreed to.
Royal Assent
Covid-19: Child Maintenance Service
Debate between Mark Francois and Guy Opperman(3 years, 10 months ago)
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Mr Mark Francois (Rayleigh and Wickford) (Con)
It is a pleasure to see the Minister back at the Dispatch Box.
I begin with some good news. As an MP of nearly 20 years’ service, I well remember the old unlamented Child Support Agency, which was cumbersome, bureau-cratic and highly formulaic. I remember receiving an absolute plethora of complaints from both mothers and fathers—I had people in my constituency in tears from both sides of the fence, if I can put it like that—because of the way the CSA worked, or rather, in many cases, the way it didn’t. If I speak as I find, I now receive far fewer complaints since the changeover from the Child Support Agency to the Child Maintenance Service. By and large, the CMS works far better than the CSA, not least because there is a different philosophy at work. Whereas the Child Support Agency compelled people to pay via a very strict and rigid formula, the philosophy with the Child Maintenance Service is, wherever possible, to encourage the people concerned to make arrangements between themselves for the benefit of their children. Most parents, even if their relationship has broken down, want to do their best for their children. The CMS encourages them to do exactly that, and in most cases it works well.
However, now for the less good news: where it goes wrong with the CMS, it goes horribly wrong. The CMS is particularly poor at pursuing parents—often, unfortunately, fathers—who wilfully refuse to pay. In many cases, they are not on a regular income under pay-as-you-earn, but adopt tactics such as becoming self-employed or registering as company directors in order deliberately to make their income as opaque as possible, not just to the taxman but to the Child Maintenance Service, so as to reduce their liability. I completely agree with the excellent Chairman of the Select Committee, my right hon. Friend the Member for Romsey and Southampton North (Caroline Nokes), who said, in effect, that that is utterly unacceptable.
I have a constituent, Miss Laura Panza, who has permitted me to raise her case in Parliament this afternoon, and with whom, I have to tell the Minister, I have been corresponding—having checked this morning—for almost six years. She is still owed arrears that total five figures. She has been fighting very hard for that money on behalf of her daughter to provide as best she can for her future, including her future education. I cannot possibly summarise such a complex case—the file is literally several inches thick—in four minutes; I probably could not do it in four hours. However, I can ask the Minister, on her behalf, if I could have a meeting with Baroness Stedman-Scott, the Minister in the other place, in order to raise Miss Panza’s case directly.
The Parliamentary Under-Secretary of State for Work and Pensions (Guy Opperman)
As my right hon. Friend knows, I am not the Minister directly responsible for this matter—that is the noble Baroness Stedman-Scott—but I speak on behalf of the DWP today, and I want to respond to his point and to colleagues who are going to make further such points. I can assure him and other colleagues that the Minister concerned will, within 28 days, meet all colleagues who are raising specific cases brought to her by individual MPs.
Mr Francois
The Minister has a deserved reputation in this place for being a thoroughly good chap. I am very grateful for that unequivocal answer. I shall certainly, on behalf of my constituent, take him up on his very kind offer, and then hopefully we can get justice for Miss Panza and her daughter.
Now that I have unmasked the problems of the CMS, I want to commend Gingerbread for all the very good work that it has done in campaigning to raise the profile of this issue for parents around the country who, for many years, have done nothing wrong—all they have done is to campaign to try to get the best for their children. In most cases, parents can sort these things out between themselves perfectly rationally, but where they cannot, and people wilfully refuse to pay, they need a more proactive and muscular CMS to hold those people to account. I hope that Gingerbread, by campaigning, can eventually bring that about. I am sure that the Minister will do whatever he can to facilitate it too.
Oral Answers to Questions
Debate between Mark Francois and Guy Opperman(9 years, 10 months ago)
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Mr Francois
I can assure the hon. Gentleman that within government we take this issue extremely seriously, and we had meetings with representatives from other Departments and with members of the House of Commons Defence Committee. We are dealing with a diverse and complicated threat, and I have already explained to the House how much we have invested to meet it. We are in no way complacent, nor will we be.
Guy Opperman (Hexham) (Con)
T5. Pupils from Corbridge middle school in my constituency are shortly to go to the world war one sites, under the battlefield tours programme. What support is the MOD giving to schools, charities and families whose ancestors were involved as we go forward with future commemorations?