Social Security Support for Children

Debate between Margaret Ferrier and Anum Qaisar

Wednesday 23rd November 2022 Westminster Hall

[Ms Anum Qaisar (Airdrie and Shotts) (SNP)]

I beg to move,

That this House has considered social security support for children.

This is the first Westminster Hall debate that I have successfully secured, and I am delighted to serve under your chairmanship, Sir Christopher. I am also delighted to see my friend, the hon. Member for Strangford (Jim Shannon), next to me; it would not be a Westminster Hall debate if he was not here.

I am here to be the voice of the voiceless. This is a debate on social security support for children. The Tory Government came into power at Westminster in 2010, and at that point the use of food banks across all four nations was negligible. The Trussell Trust had around 35 food banks at that point, but in 2022 it estimates that it has around 1,400. That is an increase of almost 4,000%.

[Margaret Ferrier (Rutherglen and Hamilton West) (Ind)]

In the last six months, 320,000 people have had to use a food bank in the Trussell Trust network for the first time. Research found that one in five referrals was for working households. Does the hon. Member share my concern that the lack of support for working families is pushing the burden away from the Government and on to charities?

[Ms Qaisar]

It is as if the hon. Member has seen my speech; I will come to that point later.

Of course, it is not only the Trussell Trust; there are a number of independent and locally run food poverty groups. In my constituency, for example, we have Paul’s Parcels, which serves Shotts and the surrounding villages. We are living in food bank Britain, where almost 1 million children receive some sort of help from food banks. The Food Foundation also found that around 4 million children have experienced food insecurity in the past month. Some people will argue that there has been an increase in food bank use due to wider awareness, but I would argue that consecutive Conservative Governments are the reason for that increase. It is their financial mismanagement of the economy, and now austerity 2.0, as set out in the Chancellor’s autumn statement, that are pushing people further and further into poverty.

We face the reality that there are more food banks than McDonald’s in the UK. The richest MP in the House of Commons double-jobs as the Prime Minister. Rather than extending a lifeline to the average punter in the street, the Government are handing out bankers’ bonuses. Who benefits and, crucially, who are the losers? Many groups are victims of the financial mismanagement of the three Prime Ministers and four Chancellors just this year. My concern is for children and young people. They are largely voiceless and are rarely actively involved in the decision-making process.

In Scotland, we have a completely different approach to target help for children. It starts from the basic notion of referring to benefits as social security. In 2021, the SNP Scottish Government introduced the Scottish child payment, which is a groundbreaking piece of policy. Since then, the payment has doubled in value to £20, and on 14 November 2022 it automatically increased to £25 per week for those already in receipt of it. Based on March 2022 modelling, that increased payment is estimated to lift 50,000 children out of poverty and reduce relative child poverty by 5 percentage points.

That is a phenomenal piece of legislation, and I am so proud of it. Many Members here might argue, “Anum, you’re biased; you’re an SNP MP, and that’s the SNP Scottish Government.” However, that is not just my belief. Chris Birt, associate director of the Joseph Rowntree Foundation, said:

“The full rollout of the Scottish Child Payment is a watershed moment for tackling poverty in Scotland, and the rest of the UK should take notice.”

Will the UK Government do so? In fact, would the Minister care to intervene and announce that they are following the Scottish Government’s lead? No, he is furiously writing away. When he replies, I hope he will announce that the Scottish child payment is being implemented across the UK.

That is where the issue lies: the SNP Scottish Government consider social security as an investment in people that is key to their national mission to tackle child poverty. We do that with the limited economic levers that the Scottish Parliament holds.

The Scottish Government have implemented a number of other policies. I will go through them and ask whether the UK Government will commit to follow suit. The Scottish Government are offering free school lunches in term time to all 281,865 pupils in primary 1 to 5 and in additional support needs schools. That saves families an average of £400 per child per year. That will be extended to primary 6 and 7 during the Parliament. Will the UK Government follow suit?

The Scottish Government are massively expanding the provision of fully funded high-quality early learning in childcare. They are providing 1,140 hours per year for eligible children aged two, three and four. In fact, if eligible families were to purchase the funded childcare provided by the Scottish Government, it would cost them about £5,000 per eligible child per year. Again, will the UK Government follow suit?

The Scottish Government have increased the school clothing grant to at least £128 for every eligible primary school pupil and £150 for every eligible secondary school pupil from the start of the 2021-22 academic year. Again, will the UK Government follow suit?

The Scottish Government are bringing forward those policies with the limited economic levers that they hold.

Bank Branch Closures

Debate between Margaret Ferrier and Anum Qaisar

Wednesday 16th March 2022 Commons Chamber

[Ms Qaisar]

I will make some progress, if my hon. Friend does not mind. [Interruption.] I am trying to be polite, Mr Deputy Speaker.

The concerns I have outlined also apply to charities and trusts, which often heavily rely on cash donations and payments. There is a security risk to volunteers, causing additional pressure, if they have to travel a distance to an alternative branch.

[Margaret Ferrier (Rutherglen and Hamilton West) (Ind)]

I congratulate my hon. Friend on securing this debate.

I am lucky that my constituency has the Cambuslang bank hub, which was part of a pilot scheme involving the Post Office and the high street banks to ensure locals have access to face-to-face banking services. Does my hon. Friend agree it is important that, where there are widespread closures, there is something to replace those services for the community?

[Ms Qaisar]

I agree with my hon. Friend.

I was speaking about the impact on local businesses, charities and trusts. Can the Minister confirm what the Government are doing to ensure the safety of staff and volunteers? This is an important point, because they are often having to travel a distance when their nearest bank branch has closed. Although that is a commercial decision, we cannot have our constituents put in a precarious situation when carrying cash at the end of the day or after a fundraising event.

At the heart of this, banks tell us that the decision to close a branch is driven by customer behaviour and demand, but I would argue that banks are pushing this change. Speaking to branch staff and customers to examine the trends does not necessarily provide the full context of what is happening in a particular area. Does the Minister agree that the UK Government should consider introducing an independent body to conduct independent impact assessments, including of the impact on a local community, before a bank closes a branch? Such a localised assessment could ensure that decisions made in a local area are reflective of the needs of the local community.