Banking Services: Accessibility
Debate between Lucy Rigby and David Chadwick(1 day, 21 hours ago)
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Lucy Rigby
It is always welcome when Members attend such openings. The hon. Member for Keighley and Ilkley (Robbie Moore) is no longer in his place, but I was pleased to hear him welcome the upcoming opening of the banking hub in Ilkley. I note what he says about the need for a hub in Keighley as well.
David Chadwick
Mine is the biggest constituency in England and Wales, and four or five towns in it sorely need a banking hub: Brecon and Presteigne are two such examples, beyond the hub that has already opened in Ystradgynlais. Does the Minister agree that there is a need for more than the 350 hubs that the Government have already committed to?
Lucy Rigby
The hon. Member has tried to trick me into saying the name of his constituency or the towns in it before; as he well knows, I cannot pronounce them anywhere near as well as he can. I was about to answer the exact point that he makes. It is really important to note that the 350 figure is a floor, not a ceiling. Our manifesto commitment sets that floor of 350 hubs. I appreciate that the hon. Member is not asking me to call it right now, but I will: the Government, working with industry, hope to go above that number. That is not least because more than 270 hubs have already been announced. Our commitment is for 350 hubs over the course of this Parliament, and 18 months into the Parliament we are already at 270—hon. Members will see the trajectory. Of the 270 hubs that have been announced, 225 are now open. The remaining hubs that have been committed to are yet to open, but we expect them to in due course. To answer the hon. Member’s question, it is entirely possible that the 350 target will be surpassed, as and when more communities need banking hubs. I would welcome that, it sounds like he would welcome it and I am sure that other Members across the House would too.
Banking hubs provide assisted cash services through post office counters alongside community bankers from individual banks who meet customers face to face in a private room to offer support, as they would in a traditional branch, as has been mentioned. I was very sorry to hear the experiences with community bankers noted by the hon. Member for St Ives; that was not what I understood from colleagues in this place and what I have heard anecdotally outside this place. Indeed, when I visited the banking hub in Warwick in your constituency, Mr Western, I did not see queues of people waiting to see a community banker. Everything was happening in an orderly way, and community bankers could see people in a timely fashion. Nevertheless, I note the experiences that the hon. Member put on the record, and I am more than happy to look specifically at the issues in that banking hub.
Oral Answers to Questions
Debate between Lucy Rigby and David Chadwick(10 months, 1 week ago)
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The Solicitor General
The hon. Member raises an important issue. It is crucial that justice be accessible for everyone in this country; indeed, access to justice is a fundamental tenet of the rule of law. That is why we have undertaken a comprehensive review of civil legal aid, and in December, we announced a £92 million boost for criminal legal aid solicitors. Starting this year, we will also be introducing free independent legal advisers for victims of adult rape. There is much more to do—we are clear about that. Clearly, there are deficiencies in access to justice, but I can assure the hon. Member that this Government understand the scale of the problem and are committed to addressing it.
David Chadwick (Brecon, Radnor and Cwm Tawe) (LD)
The Solicitor General
The Government’s safer streets mission is not just about town and city centres; it applies equally to our market squares and rural village greens. Rural crime can have devastating consequences for communities. This Government are committed to cracking down on crime and disorder in rural areas, with tougher powers for the police to tackle antisocial behaviour and prevent farm theft and fly-tipping. That is why the Crown Prosecution Service works closely with local police forces to tackle those offences.
David Chadwick
According to the latest figures in the National Farmers Union Mutual Insurance Society’s rural crime report, in 2023, the cost of rural crime increased by 4.3% year on year to £52.8 million, with criminal gangs targeting farms up and down Wales—including, unfortunately, in my constituency. Prosecution rates for livestock theft in particular are very low—often below 1%, despite the huge financial and emotional toll that this type of crime takes on farmers. What actions are the Government taking to tackle those low prosecution rates?
The Solicitor General
The hon. Member raises an important issue. We know that rural and farming communities face acute and bespoke threats from criminals, including highly organised crime groups that are exploiting our rural communities. He has referred to livestock theft, but those communities also face fly-tipping and machinery and fuel theft. We are committed to implementing the Equipment Theft (Prevention) Act 2023, and are also committed to further funding for the national rural and wildlife crime units. We have announced additional funding for those units, because we recognise just how critical it is to crack down on rural crime. I should also mention policing, because our neighbourhood policing guarantee covers the entirety of this country—not just urban areas, but rural areas too.