"The hon. Lady suggested that these provisions are minor. I am surprised that she does so in circumstances where R3, the body that represents insolvency practitioners, says that some of its members feel that late payments contribute to 25% to 50% of small company insolvencies. Does she think that the …..." Lucy Frazer - View Speech
"Small businesses are critical to our economy and make up 99% of businesses nationally, and the Bill is designed to assist them. I want to focus on the resolution of disputes and debt collection, and I refer to my entry in the Register of Members’ Financial Interests. As a barrister …..." Lucy Frazer - View Speech
"That is absolutely right. Often, the cause is cash-flow insolvency, which is a test of insolvency, as well as the balance sheet.
The measures to introduce a small business commissioner to give free advice and information, and to operate a complaints scheme, are a welcome step in the right direction. …..." Lucy Frazer - View Speech
"I am very grateful to the Minister for that response because this is key. The Education Committee recently heard from a number of children in care, who raised the issue of the internet and safety on the internet, particularly in relation to self-harm. We heard that when someone types “self-harm” …..." Lucy Frazer - View Speech
"The hon. Lady makes an excellent point: the sentiment is an honourable one. However, has she thought through the practicalities of the issue that she raises? I represent a rural constituency where there may be only one provider. We are operating in a sector in which many nursery providers are …..." Lucy Frazer - View Speech
"In the previous sitting, the hon. Lady highlighted all the risks of creating criminal liability for a parent who might not satisfy the income threshold at a later date. Does the same principle not apply when she talks about criminal penalties on childcare providers?..." Lucy Frazer - View Speech