Public Health (Coronavirus) (Protection from Eviction) (England) (No. 2) (Amendment) Regulations 2021

Lord Ponsonby of Shulbrede Excerpts

Monday 19th April 2021 Grand Committee

[Lord Ponsonby of Shulbrede (Lab)]

My Lords, as the Minister said in his introduction, this is the fourth time that this instrument, or a similar one, has been introduced into this House. The Explanatory Memorandum states:

“This instrument extends the prevention of enforcement of evictions, including the service of notices of eviction, at residential premises, and including in repossessions cases, other than in the most serious circumstances, from 31 March 2021 until the end of 31 May 2021.”


It makes no further changes to the previous regulations and only extends the time period during which those provisions are in force.

My recollection is that the bulk of our previous debate—on 18 March—was about how to avoid the cliff edge; a number of noble Lords have referred to that in this debate. The Minister’s speech concentrated on the timetabling and the justification of the various timetabling measures that have been taken; it did not dwell on the substance of the financial support that needs to be introduced to avoid mass evictions, unsustainable levels of debt and turning the current health crisis into a potential homelessness crisis.

It appears that we all received the briefing from the NRLA; the noble Lords, Lord Carrington, Lord Shipley and Lord Bourne, and the noble Baronesses, Lady Ritchie and Lady Grender, referred to it. I thought that it was balanced and put forward a clear case for interest-free, government-guaranteed tenant hardship loans. As we have also heard, the Scottish and Welsh Governments have put in place their own form of financial support for tenants. My noble friend Lord Hain brought up an additional factor, on which I would be interested to hear the Minister’s response, which is to look at modifications to the home-buying process for people whose attempted purchases of houses have fallen through because of Covid restrictions.

The Labour Party has put forward its own six-point plan, which I shall briefly go through. It plans: first, to extend a ban on evictions and repossessions until restrictions are over; secondly, to extend mortgage holidays; thirdly, to raise the local housing allowance to cover median market rents; fourthly, to reform housing law to end automatic evictions through the courts—a point on which the noble Baroness, Lady Grender, elaborated to great effect; fifthly, to reduce the waiting period to receive support for mortgage interest payments; and, sixthly, to retain the £20 uplift to universal credit beyond six months, end the five-week wait and suspend the benefits cap.

On 18 March, when we last debated a similar measure, the noble Lord, Lord Wolfson, described himself as a

“humble Ministry of Justice Minister”—[Official Report, 18/3/21; col. 481.]

and undertook to consult his MHCLG colleagues about the Scottish scheme. I would not presume to judge whether he is humble or not but he speaks for the whole of the Government when he speaks as a Minister, and the substance of today’s debate, as it was on 18 March, is financial support, which all noble Lords are looking to hear about. I look forward to him saying with more substance when we are likely to hear what that financial support will be.