Vehicles: Insurance Debate

Full Debate: Read Full Debate
Department: Department for Transport

Vehicles: Insurance

Lord Mawhinney Excerpts
Wednesday 4th July 2012

(12 years, 5 months ago)

Lords Chamber
Read Full debate Read Hansard Text Read Debate Ministerial Extracts
Earl Attlee Portrait Earl Attlee
- Hansard - - - Excerpts

My Lords, we are working with the insurance industry to reduce the level of fraud. We are aware, for instance, that at 76%, the UK has twice the average percentage of whiplash claims as a proportion of personal injury claims. So we are well aware of the problem and we are working on it.

Lord Mawhinney Portrait Lord Mawhinney
- Hansard - -

My Lords, will my noble friend explain why he believes that the French Government and, I believe, the Irish Government find having insurance discs next to tax discs on the windscreen perfectly acceptable when, presumably, French and Irish people might be subject to the same temptations which he uses as an argument not to have it in this country?

Earl Attlee Portrait Earl Attlee
- Hansard - - - Excerpts

My Lords, as I gently pointed out to my noble friend Lady Oppenheim-Barnes, the problem with an insurance disc is that the insurance may have been cancelled due to non-payment. What is the use of having an insurance disc that can be cancelled?